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» VISIT US ONLINE @ DSNEWS.COM 33 default servicing trusted reliable informed @ dsnews.com 06.2018 62 DIRECTING TRAFFIC, DRIVING PROGRESS Field services technology platforms have proven themselves most efficient in acting as traffic controllers on the property information highway. 66 UNTANGLING THE WEB OF FORECLOSURE COMPLICATIONS New legislation in Washington State aims to define how and when servicers can secure abandoned properties—learn what the law entails and its possible nationwide impact. 70 TEAMING TO BENEFIT THE BOTTOM LINE How your financing partner can make or break your rental investment business, and the ways you can determine what options are right for your growing portfolio. TALKS MR. EBERS MR. COOPER Tony Ebers Speaks with DS News on Helming the Corporate Operations of Nationstar in the Newly Created Position of COO EXCLUSIVE FEATURE THE LEADER IN DEFAULT SERVICING NEWS Help shape the next issue of DS News. Drop us a line at Editor@DSNews.com. HOUSING WORRIES KEEPING AMERICANS UP AT NIGHT A lot of people lie awake at night, worried about their money, and 29 million of those are especially worried about their housing, according to a new study from Bankrate. Overall, 69 percent of Americans surveyed said something often keeps them up at night. Twelve percent said they worry most about being able to pay their rents or mortgages. Most insomnia-inducing stress is not money related—41 percent of people surveyed said relationships are actually their biggest concern— but money is a close second. According to the study, about 36 percent said they're worried about money. Older millennials (ages 28 to 37) are overall most likely to say they occasionally lose sleep, Bankrate reported. A full 77 percent of them said they lie awake at night because of something. But it's younger baby boomers (ages 54 to 63) for whom money is the top concern keeping them up at night. irty-nine percent say financial worries occasionally keep them from falling asleep, according to Bankrate. While housing worries are one of the top five reasons respondents cited as financial concerns, stress over paying the rent or mortgage was actually fourth on the list, behind saving for retirement, credit card debt, and healthcare costs. Education costs rounded out the top five money concerns. Broken down, 22 percent of Gen Xers and 25 percent of younger baby boomers say they sometimes lose sleep because they're worried about being able to save enough for retirement. at compares with 6 percent of adults who are older than them; about three times as many millennials (17 percent) say they stay up thinking about their educational costs. Bankrate offered a few remedies for reclaiming some sleep such as asking for help. Financial planners exist to help with money matters, and Bankrate recommended tapping into one. Short of that, a side gig to bring in some extra cash could do a lot to calm the nerves enough to get some sleep, Bankrate concluded.

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