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ยป Nevada New Jersey rank: 6 90+ Day Delinquency Rate Foreclosure Rate october 2012 6.40% rank: 2 Unemployment Rate 5.43% 11.5% 90+ Day Delinquency Rate Foreclosure Rate october 2012 3.98% 8.08% year ago 6.52% 7.28% 13.4% 3.32% 7.70% -14.2% 19.8% 4.8% Top County Foreclosure Rate 90+ Day Delinquency Rate october 2012 7.05% 12.92% year ago 7.64% 4.57% 12.72% percent point change -7.8% 21.4% Top Core-Based Statistical Area ATlANTiC CiTy, NJ 90+ Day Delinquency Rate october 2012 Foreclosure Rate october 2012 5.74% 1.6% Top Core-Based statistical Area PAhrumP, NV 90+ Day Delinquency Rate 7.05% 10.64% year ago 7.64% 4.52% 10.56% percent point change 6.5% percent point change -7.8% 30.8% note: The 90+ Day delinquecy rate is the percentage of outstanding mortgage loans that are 90plus days delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the October 2012 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary October 2012 figures released by the Bureau of Labor Statistics. All other data courtesy of Lender Processing Services. 0.8% note: The 90+ Day delinquecy rate is the percentage of outstanding mortgage loans that are 90plus days delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the October 2012 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary October 2012 figures released by the Bureau of Labor Statistics. All other data courtesy of Lender Processing Services. New Jersey New Hampshire Lisa G Lopez rank: 35 90+ Day Delinquency Rate Foreclosure Rate october 2012 2.40% Unemployment Rate 1.73% 2.19% 5.4% percent point change 2.5% -20.6% 5.6% Top County SullivaN CouNTy 90+ Day Delinquency Rate october 2012 3.08% Broker of Record 5.7% year ago 2.34% Foreclosure Rate 5.91% year ago 5.39% Foreclosure Rate 5.55% percent point change 6.5% EssEx CouNTy october 2012 year ago 5.39% 4.3% Top County Nye CouNTy 5.74% 9.3% percent point change -25.5% 90+ Day Delinquency Rate 9.7% year ago percent point change -1.7% Unemployment Rate Foreclosure Rate Home Alliance Realty 142 E. Bay Ave Manahawkin, NJ 08050 609-978-9009 (o) 609-384-5109 (c) lglopez@verizon.net www.HomeAllianceRealty.com www.LisaLopezProperties.com 3.44% year ago 3.23% 3.54% percent point change -4.6% IN THE NEWS -2.9% Top Core-Based Statistical area ClaremoNT, NH 90+ Day Delinquency Rate Foreclosure Rate october 2012 3.08% 3.44% year ago 3.23% 3.54% percent point change -4.6% note: -2.9% The 90+ Day delinquecy rate is the percentage of outstanding mortgage loans that are 90plus days delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the October 2012 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary October 2012 figures released by the Bureau of Labor Statistics. All other data courtesy of Lender Processing Services. NJCC Selected to Buy 399 Distressed Loans Through HUD Program New Jersey Community Capital (NJCC) was selected last month as part of HUD's Distressed Asset Stabilization Program (DASP) to purchase 399 troubled loans, the VISIT US ONLINE @ DSNEWS.COM nonprofit announced Tuesday, December 4, 2012. Out of the 399 loans purchased by NJCC, 150 of the mortgage holders are located in Essex County, New Jersey and another 249 in Tampa Bay, Florida. The purchase was made as part of the Neighborhood Stabilization Outcome (NSO) component of DASP. Loans purchased from the NSO pools include sale terms requiring efforts to promote neighborhood stabilization in select hard-hit communities. NJCC plans to bring stability to the communities where the loans are located through ReStart, a home preservation program designed to address the mortgage delinquency problem of homeowners. Since many of the mortgages for the properties have two or more units, NJCC says ReStart can potentially save homes for more than 600 families. NJCC said it "will work with each homeowner to develop individualized mortgage repayment plans, with the goal of maintaining ownership for as many people as possible." As another goal, NJCC says it hopes to create a model that can be replicated in other cities to prevent foreclosures. The nonprofit was provided with about $78 million in funds to purchase the loans through its partnerships with Prudential Financial, MetLife, and Newport Capital Bancorp. In addition, NJCC announced it closed a seven-year, $2 million Program-Related Investment (PRI) from the Annie E. Casey Foundation. Out of the $2 million, $1.5 million will go toward capitalizing NJCC's Neighborhood STAT INSIGHT 3.2% Percentage of HAMP activity in New Jersey through October 2012. Source: U.S. Treasury 145