D E FAU LT S E R V I C I N G | I N P R I N T A N D O N L I N E
D E C E M B E R
2 0 1 2
CONTENTS
D S N E W S . C O M
COVER STORY
The Future of
Default Servicing
An Educated Outlook
Industry experts present
their 12-month forecasts
for the many facets of
default servicing in the
emerging market.
pg. 48
T H I S M ON T H
from our desk . . . . . . . . . . . . . . . . . . 4
contributors . . . . . . . . . . . . . . . . . . . 6
state of affairs . . . . . . . . . . . . . . . 89
DS JOURNAL
INDUSTRY INSIGHT
SPECIAL SERIES
This year's settlement is
a helpful handbook for
gauging tomorrow's servicing
standards.
Special Series: Looking
Beyond the Layers of Default
Servicing . . . . . . . . . . . . . . . . . . . . . . . . . . . 75
The Servicer's
Guidebook
By Megan R. Cello . . . . . . . . . . . . . . . . 64
FHA's insurance fund sinks further
into the red, mortgage insurers
take steps to shorten short sale
timelines, community banks get
backing from Fed governor to
loosen regulatory requirements,
and much more . . . . . . . . . . . . . . . . . . . . 11
Driving the Market
By Andy Beth Miller
and Ashley Harris . . . . . . . . . . . . . . . . 14
After the Storm
By Esther Cho and Carrie Bay . . . 16
8
POINT—COUNTERPOINT
POLICY PERSPECTIVE
MARKET PULSE
Election Coverage
REO Asset
Management Index
Will We Fall
Headfirst?
Researchers say if you want to
boost consumers' appetite for
housing, convince them home
values will appreciate.
68
By Mark Lieberman . . . . . . . . . . . . . . 68
Servicing Without
Surprises
A peek at the potential—and
highly likely—impact of the
CFPB's proposed servicing rules.
By George FitzGerald . . . . . . . . . . . . 82
The country faces a fiscal cliff
at the end of the year that
threatens to plunge us into
another recession. How will the
housing market be affected if the
economy tumbles over the edge?
With Dr. Alex Villacorta and
Mark Lieberman . . . . . . . . . . . . . . . . . . 86
