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» Arkansas 90+ Day Delinquency Rate Foreclosure Rate november 2012 4.57% rank: 32 Unemployment Rate 2.17% 7.0% 90+ Day Delinquency Rate Foreclosure Rate november 2012 3.11% 7.9% 3.94% -11.4% 3.29% -21.2% percent point change Lake CounTy Foreclosure Rate 90+ Day Delinquency Rate november 2012 6.42% 3.48% 3.50% year ago 6.25% 4.21% percent point change Top Core-Based Statistical Area 5.41% -17.3% -35.3% Top Core-Based Statistical area BlyTheville, AR 90+ Day Delinquency Rate november 2012 4.30% 3.48% 4.46% 3.50% 4.21% 5.41% percent point change -3.6% note: The 90+ Day delinquecy rate is the percentage of outstanding mortgage loans that are 90plus days delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the November 2012 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary November 2012 figures released by the Bureau of Labor Statistics. All other data courtesy of Lender Processing Services. -17.3% -35.3% note: The 90+ Day delinquecy rate is the percentage of outstanding mortgage loans that are 90plus days delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the November 2012 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary November 2012 figures released by the Bureau of Labor Statistics. All other data courtesy of Lender Processing Services. California STAT INSIGHT Nordine Realtors Annual change in property values in Arkansas in November 2012. Source: CoreLogic 20955 Pathfinder Road, Suite 100 Diamond Bar, CA 91765 d: 909-860-5540, c: 951-315-7327 f: 909-860-8470 mr.sold007@yahoo.com www.garycarterrealtor.com year ago percent point change 1.7% Foreclosure Rate november 2012 year ago 5.74% GARY CARTER CLearLake, Ca Foreclosure Rate 5.84% SOLD percent point change 2.8% 90+ Day Delinquency Rate Foreclosure Rate november 2012 year ago 34.2% -13.3% Top County ClAy CounTy 3.70% SPECIALIST 11.3% -43.6% Top County 4.96% SHORT SALES percent point change 14.2% 90+ Day Delinquency Rate 9.8% year ago 1.90% 11.8% Unemployment Rate 1.85% year ago 4.09% REO AND California rank: 30 VISIT US ONLINE @ DSNEWS.COM Since 1990 Leo Nordine www.nordine.com - nordine@nordine.com over 3300 personal sales KNOW THIS Last year California payrolls experienced the second largest increase in the country, although employment declined by 17,500 in December, according to Wells Fargo. IN THE NEWS Veri-Tax Announces Launch of E-Signature Solution Veri-Tax, LLC, and its subsidiary, Verification Bureau, LLC, announced the launch of a Form 4506-T electronic signature solution as the Internal Revenue Service (IRS) gears up to accept electronic signatures on income verification requests. An electronically signed Form 4506-T releases a taxpayer's previous years' income tax transcripts from the IRS to an authorized third party. The process is considered the most secure method of verifying a borrower's income during the loan origination process. In order to come up with their own esignature solution, Veri-Tax and Verification Bureau collaborated with Adobe, the leading electronic signature provider, to integrate Adobe's EchoSign platform into Form 4506-T documents. After a lender creates a tax transcript request, Veri-Tax facilitates the e-signature process directly with the borrower, allowing him or her to verify his or 101