DSNews delivers stories, ideas, links, companies, people, events, and videos impacting the mortgage default servicing industry.
Issue link: http://digital.dsnews.com/i/108762
FROM OUR DESK From Flat Line to Front Line default servicing | in print and online for me rly PUBLISHER magazine Mark Hulme The year is off to a positive start. The Consumer Financial Protection Bureau has laid out the rules and regulations to set the foundation for a revived and polished industry, calming the widespread unsettling uncertainties that threatened to undo progress made thus far. Economists are even turning bullish on the housing market itself, with projections that it will soon start appreciably contributing to economic growth, as has been housing's historical role in recessionary battles. As professional warriors and veterans of the trade emerge from a housing crisis of epic proportions, the good news is sometimes tarnished by the realities of fallen comrades and the enormity of the transformation of the past few years. Rising above the debris, however, are those companies that were able to maintain a standard of excellence in spite of unforgiving market conditions and calloused adversaries—a feat effected, no doubt, because their values of integrity and teamwork remained intact through even the worst of times, strong enough to withstand the inner industry turmoil. Recognizing the value of such resiliency and fortitude, we're prouid to bring you the 2013 edition of our annual lender/servicer profile issue, highlighting 25 companies that are doing stellar work in the realm of lending and servicing. We have compiled the stats, the facts, and the opinions that make this issue a must-have reference for the entire year. Each profile presents a breakdown of the need-to-know details researched from financial filings and industry analysts so that you can formulate your own opinion and assessment of these potential industry partners, theorize on the principles and practices that have helped them endure, and size them up side-by-side. Then, take a few minutes to pore over this month's Point-Counterpoint for expanded analysis on the progress the country—and the industry—are getting credit for. Housing is back from the brink thanks to innovation and cooperative effort, but there's work ahead to be done to keep us on the path forward. As the innovators and the leaders of housing finance and real estate continue to create solutions that improve efficiency and increase transparency, DS News will to be right there to provide the most up-todate information and compelling content that raise the bar and the level of conversation. Help us accomplish this mission by sending us your feedback and suggestions to editor@ dsnews.com. And stay plugged in with the latest default servicing news through our various mediums: print, online, broadcast, and social media. EDITORIAL DIRECTOR Carrie Bay MANAGING EDITOR The industry has taken major strides in recovering from the depths of the downturn, but there is still work to do. Ashley Harris DSNEWS.COM EDITOR DSNEWS.COM VIDEO EDITOR STAFF WRITER Esther Cho Jordan Funderburk Tory Barringer CONTRIBUTING WRITERS Michael Feder, Chuck Green, Dr. Stan Humphries, Sandra Lane COPY EDITORS Heather Hill, Alison Rich, Cassie Smith, Emily White Youree EDITORIAL ADVISORY BOARD DESIGN Gerald B. Alt, LOGS Network Amy Crews Cutts, PhD, Equifax Steven Horne, Wingspan Portfolio Advisors Jeffrey Jaffee, CitiMortgage Rick Sharga, Carrington Mortgage Holdings David A. Trott, Esq.,Trott & Trott P.C. Jonathon Won ADVERTISING Andi Zimmerman: 214.525.6700 Jason Myers: 214.525.6760 Thomas Griffin: 214.525.6754 Ryan McLemore: 214.525.6723 Robyn Clayton: 214.525.6716 CIRCULATION Chasity Clary DS NEWS BLACK BOOK AND LEGAL LEAGUE 100 SOCIAL MEDIA Kelli Snowgren: 214.525.6786 Melissa Martin, Leon McKenzie CHAIRMAN AND CHIEF CREATIVE OFFICER Mark Hulme PRESIDENT AND CHIEF EXECUTIVE OFFICER Ed Delgado CHIEF FINANCIAL OFFICER John Harrison CHIEF OPERATING OFFICER DIRECTOR OF ACCOUNTING Rick Creel Ernest Gillespie MARKETING Travis Bogdon Matt Hulme Sheila Raper DESIGN Sean Walker Jason Stone Jonathon Won PRODUCTION From the DS News Editorial Team vol. ii no. ii Daniel Meeks TECHNOLOGY Brandon Shangraw ECONOMIST Mark Lieberman Follow DSNewsDaily on No part of this publication may be reproduced without written permission from the publisher. ©2012 REO Publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. does not guarantee the accuracy of the information and is not liable for any damages, losses, or other detriment that may result from the use of these materials. 2