D E FAU LT S E R V I C I N G | I N P R I N T A N D O N L I N E
F E B R U A R Y
2 0 1 3
CONTENTS
D S N E W S . C O M
COVER STORY
Typified by their fluid business formulas and time-tested tactics, these
25 top-of-the-line leaders have the art of servicing down to a science.
PAGE 73
T H I S M ON T H
JUDICIAL REVIEW
BEST PRACTICES
POINT—COUNTERPOINT
Programmed for
Performance
Is the Recovery the
Real Deal?
Incentives, better
communication, and personal
service are key to creating lowdefault solutions and reducing
foreclosures.
from our desk . . . . . . . . . . . . . . . . . 2
contributors . . . . . . . . . . . . . . . . . . 4
state of affairs . . . . . . . . . . . . . . .99
DS JOURNAL
By Sandra Lane
. . . . . . . . . . . . . . .
62
INDUSTRY INSIGHT
Seismic Shift in
Servicing
CFPB unleashes a host of new
rules and standards, experts share
projections for 2013, HAFA short
sale changes take effect, home
values see first post-crisis annual
gain, and much more . . . . . . . . . . 13
8
Did officials in Nevada bend
the rules to make robo-signing
a criminal offense, or is it a
case where the end justifies
the means?
With mortgage servicing rights
trading hands at a furious
pace, non-bank servicers stand
to gain from banks' portfolio
trimming.
By Chuck Green . . . . . . . . . . . . . . . 54
By Carrie Bay . . . . . . . . . . . . . . . . . . 66
Things are looking up for the
country with most economic
indicators pointing toward
recovery, but are they legit or
is it a case of wishful thinking?
With Michael Feder and
Dr. Stan Humphries . . . . . . . . . . . 70