DS News

2 Reform, Revisited e subject of GSE reform has been in the air a lot of late, and so this month's issue takes a look at the topic from multiple angles, considering the strengths and weaknesses of the system currently in place as well as whether reforms need to happen, and if so, in what manner. e topic is at the heart of our cover story, "Under Construction: Housing Finance Reform," in which DS News speaks to the experts to learn how the GSEs and our housing finance system can best be strengthened to weather the future. e discussion continues in our first feature, "An Uphill Climb." In it, Edward J. Pinto, Co-Director of AEI's Center on Housing Market and Finance, and omas S. LaMalfa of TSL Consulting discuss whether Congress' current roadmap for GSE reform addresses the challenges that have confronted the industry since the housing crisis. In "Guarding the Market," DIMONT President and CEO Denis Brosnan puts the current housing finance system under the microscope to determine what it does well, and why that must be a critical part of any discussion of further reforms. Finally, in "A Matter of Definition," Padgett Law Group bankruptcy attorney Seth J. Greenhill explores the implications of a recent court of appeals ruling that could have implications for creditors in Chapter 13 bankruptcy cases—and why it all comes down to defining the term "provided for." We hope this month's issue provides you with new insights, new viewpoints to consider, and a better understanding of some complicated issues. Welcome to the April edition of DS News. Best regards, Rachel Williams Editor-in-Chief FROM OUR DESK VOL. 17 NO. 4 No part of this publication may be reproduced without written permission from the publisher. ©2019 REO Publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. DS News strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. DS News does not guarantee the accuracy of the information, and is not liable for any damages, losses, or other detriments that may result from the use of these materials. PUBLISHER EDITOR-IN-CHIEF DESIGN ONLINE EDITOR ONLINE CONTRIBUTORS COPY EDITOR ADVERTISING 2019 EDITORIAL ADVISORY BOARD Mark Hulme Rachel Williams Jonathon Won David Wharton Krista Franks Brock Donna Joseph Scott Morgan Radhika Ojha Seth Welborn Brandy Scott Suzanne Andresen: 207.443.3314 Kevin McCrea: 214.525.6756 Dawn Adams, SVP, Default Servicing, Roundpoint Mortgage Servicing Raymond Brousseau, President, Carrington Mortgage Holdings Tendayi Kapfidze, Chief Economist, LendingTree Courtney Thompson, Director, Default Servicing Operations Jacob Williamson, VP, Distressed Assets, Fannie Mae Follow DSNewsDaily on CHAIRMAN AND CHIEF CREATIVE OFFICER PRESIDENT AND CHIEF EXECUTIVE OFFICER CHIEF FINANCIAL OFFICER ACCOUNTING AND HUMAN RESOURCES MANAGER PROFESSIONAL ASSOCIATIONS Legal League 100, American Mortgage Diversity Council, National Mortgage Servicing Association, and Property Preservation Executive Forum FORCE DESIGN Mark Hulme Ed Delgado Dirk Hobgood Jake Davis Derek Templeton: 214.525.6757 Annie Collier: 214.525.6740 Jordan Funderburk Jason Stone Sean Walker Jonathon Won

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