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Indiana rank: 14 90+ Day Delinquency Rate Foreclosure Rate december 2012 3.05% Unemployment Rate 3.61% 8.2% year ago 3.31% 4.54% 8.9% percent point change -7.8% -20.6% -7.9% Top County SwITzerland CounTy 90+ Day Delinquency Rate Foreclosure Rate december 2012 2.64% 7.09% year ago 3.26% 8.12% values would rise during the following six months. Optimism is not as high among homeowners, but rising nonetheless. Thirty-nine percent of homeowners polled in the final quarter of last year said they expected home values to head higher during the first half of 2013, up from 34 percent that forecast increasing home values in the previous quarter. The outlook for the next two years is even more optimistic, both from real estate professionals and homeowners. Seventy-nine percent of real estate professionals anticipate rising home values over the next two years, and 62 percent of homeowners agree. Kansas rank: 32 90+ Day Delinquency Rate 2.30% 1.70% Top Core-Based Statistical area 90+ Day Delinquency Rate Foreclosure Rate december 2012 3.91% 6.59% year ago 4.31% 6.13% percent point change -9.3% 7.5% note: The 90+ Day delinquecy rate is the percentage of outstanding mortgage loans that are 90plus days delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the December 2012 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary December 2012 figures released by the Bureau of Labor Statistics. All other data courtesy of Lender Processing Services. IN THE NEWS Optimism for Home Values Grows Optimism regarding home values is rising, according to a nationwide survey by HomeGain, a website that offers free, instant home values. In Indiana, 80 percent of real estate professionals polled in the fourth quarter of 2012 shared a positive outlook about home values in the coming six months. The remaining 20 percent expected to see lower values by the middle of 2013. On a nationwide basis, HomeGain found that 65 percent of real estate professionals surveyed in the fourth quarter of 2012 had expectations of increasing home values for the next six months. The company���s thirdquarter survey revealed 51 percent of professionals shared this optimistic view. HomeGain���s Q 4 2012 findings represent a considerable increase in positive expectations when compared to the same period in 2011. In the fourth quarter of that year, only 15 percent of real estate professionals responding to HomeGain���s survey said home 90 5.4% 2.48% 2.17% 6.4% percent point change -7.0% -21.6% -15.6% Top County BourBon CounTy 90+ Day Delinquency Rate december 2012 2.30% Foreclosure Rate 4.32% year ago 2.79% 4.50% percent point change -12.7% loganSporT, In Unemployment Rate year ago percent point change -19.0% Foreclosure Rate december 2012 -17.5% STAT INSIGHT -29.43% Annual decline in foreclosure filings in Indiana from January 2012 to January 2013. Source: RealtyTrac Iowa 90+ Day Delinquency Rate Foreclosure Rate december 2012 1.67% Unemployment Rate 2.57% 4.9% year ago 1.84% 2.91% 5.6% percent point change -9.0% -11.8% -12.5% Top County FranklIn CounTy 90+ Day Delinquency Rate december 2012 2.70% Foreclosure Rate 8.62% year ago 2.91% 7.36% percent point change -7.2% 17.2% Top Core-Based Statistical area ClInTon, Ia 90+ Day Delinquency Rate Foreclosure Rate december 2012 3.44% 3.99% year ago 3.39% 3.69% percent point change 1.6% Top Core-Based Statistical Area ATChiSon, KS 90+ Day Delinquency Rate Foreclosure Rate december 2012 3.31% 3.84% year ago 3.72% 3.35% percent point change -11.1% 14.6% note: The 90+ Day delinquecy rate is the percentage of outstanding mortgage loans that are 90plus days delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the December 2012 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary December 2012 figures released by the Bureau of Labor Statistics. All other data courtesy of Lender Processing Services. STAT INSIGHT rank: 24 note: -4.1% 8.0% The 90+ Day delinquecy rate is the percentage of outstanding mortgage loans that are 90plus days delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the December 2012 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary December 2012 figures released by the Bureau of Labor Statistics. All other data courtesy of Lender Processing Services. -16.79% Decrease in potential mortgage fraud in Kansas City, Kansas from Q2 2012 to Q3 2012. Source: Kroll Factual Data