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DS News September 2019

DSNews delivers stories, ideas, links, companies, people, events, and videos impacting the mortgage default servicing industry.

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12 ON THE WEB WEBSITES TO GET TO KNOW. Do Nothing for 2 Minutes is true to its name. Feeling stressed and overwhelmed? Take two minutes to recharge and get your focus back. e site has a counter that counts you down from two minutes to zero while you just sit there and do nothing at all. Just sit back, take it easy, and listen to the ambient sounds of the ocean while you recharge your batteries before going back to work. If you touch your keyboard or mouse at all during the two minutes, the counter resets and asks you to try again. Following recent data reaches of major organizations, many may be concerned about their data security. HaveIBeenPwned.com takes your email address and checks to see where it may have been involved in a data breach, almost instantly. Additionally, plus your password into HaveIBeenPwned.com to check it against a database of 555,278,657 real-world passwords exposed in previous data breaches. is exposure makes them unsuitable for ongoing use, as they're at greater risk of being used to take over other accounts. HaveIBeenPwned.com can also send you updates by email if your email is ever involved in a data breach in the future. Improve communication in your workplace with Jotform, an online and mobile form builder that allows you to you to create custom forms including date, time, and job descriptions—even collecting data on the go. No matter where you or your employees are, Jotform can collect data offline with forms you can manage from your phone or tablet. Jotform can collect multiple types of data, including recorded voice, scanned barcodes, geolocation, and electronic signatures, and can send instant push notifications on your mobile device the moment someone responds to your form. Businesses can use Jotform for any type of form, from inspection forms and incident reports to feedback and polls. HAVEIBEENPWNED.COM 2 DO NOTHING FOR 2 MINUTES 1 JOTFORM 3 HOW TECH IS ALLEVIATING AFFORDABILITY CONCERNS One of the major issues surrounding the housing market currently is the struggle to find affordable housing. e National Association of Home Builders (NAHB) reported in May that 46% of potential homebuyers stated they are having trouble finding an affordable home. According to the NAHB report, the share of buyers who consider high prices the biggest hurdle fell five points when compared to 2018. anks to technology, though, that could all change. A POLITICO report outlines how robots and technology could pave the way to affordable housing. e report states that in 2017 a company called Apis Cor, located outside of Moscow, Russia, posted a video where a $10,000 house was built in a day with 3D printing. "Two years later, even as multiple companies such as ICON and MudBots vie to establish themselves as makers of 3D-printed homes, a market has not yet emerged that matches the changes 3D printing has brought to everything from fashion to medical devices. e desire to create that impact remains intense, however," POLITICO states. Dee Walsh, Chief Officer of Strategic Development for Mercy Housing, an affordable-housing nonprofit based in Denver, said while 3D-printed home won't solve homelessness, it is another "tool in the toolbox for housing development." e report adds that a company called Sunconomy is building a home in Austin with its version of 3D-printing technology, which uses a mobile platform to spray geopolymer concrete onto pre-installed insulation panels. e concrete material is fireproof and repels water, says Larry Haines, CEO, Sunconomy, and can withstand winds of up to 220 miles per hour. Fannie Mae's latest Home Purchase Sentiment Index (HPSI) found that concerns over affordability are driving down consumers' home purchase decisions. "Growing expectations that mortgage rates will remain steady suggest improved stability for housing affordability and helped keep the HPSI relatively flat this month, despite modest declines in other components," said Doug Duncan, SVP and Chief Economist at Fannie Mae.

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