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» VISIT US ONLINE @ DSNEWS.COM 93 Director with National MI. "By having access to risk-based pricing through FinConnect, lenders have even greater opportunities to save time and money in the loan origination process." "National MI's products and first-class technical talent have made them a perfect partner with which to work," said Moham- mad Rashid, VP, head of consumer lending and capital markets practice, Tavant. "Adding its groundbreaking Rate GPS to FinConnect gives our clients more private mortgage insur- ance options than ever, while helping them further reduce loan production costs. We are delighted to be working together." Tavant, a leading provider of technol- ogy products and solutions for the lending industry, has worked with National MI for six years. In 2015, National MI named Tavant a preferred technology provider. OREGON Single-Family Zoning and Climate Change e Oregon Legislature recently passed Bill 2001. is legislation requires cities with a population greater than 10,000 or within a metro to allow duplexes in lands zoned for single-family dwellings within the urban growth boundary. e bill, which is awaiting Gov. Kate Brown's signature before it becomes a law, is also likely to combat climate change chal- lenges, according to Steve Novick, the former Portland City Commissioner. "We know that when enough people live within walking distance of each other, a grocery store will spring up that they can all walk to instead of drive. We know that when people live in smaller multifamily units with shared walks, they use less power for heating and cooling than people who live in single- family houses," Novick told the Willamette Week. "In cities of more than 25,000 and within the Portland metro area, the bill would fur- ther legalize triplexes, fourplexes, attached townhomes, and cottage clusters on some lots in all "areas zoned for residential use," where only single-detached houses are currently allowed," Michael Andersen, Senior Re- searcher at the Sightline Institute wrote in the organization's blog. Additionally, Andersen said that the bill would impact 2.8 Oregonians. "In cities of more than 25,000 and within the Portland metro area, the bill would further legalize triplexes, fourplexes, attached townhomes, and cottage clusters on some lots in all "areas zoned for residential use, where only single- detached houses are currently allowed," he wrote. e bill was introduced by House Speaker Tina Kotek in February this year with a view to allowing different opportunities in neigh- borhoods with different housing opportuni- ties that are more affordable in increasingly expensive markets like Portland. However, the Willamette Week reported that the environmental and affordability ben- efits provided by this bill could be "blunted" as the bill also gives a provision that could ease pushing single-family zoning into the suburbs. "e amendments demanded by the Real- tors are part of their effort to force expensive sprawl onto farm and forest land, to rig the land use system in ways that turn Portland into Houston," Randy Tucker, a lobbyist for Metro told Willamette Week. "While Metro opposed these amendments, we continue to believe that smart reforms to the system, like HB 2001, can improve housing opportunity while protecting the farms, forests, and clean water we all value about this place." THE LEADER IN DEFAULT SERVICING NEWS Help shape the next issue of DS News. Drop us a line at Editor@DSNews.com. was the reported decline of median-sales prices in July for the San Francisco Bay Area—the largest decline since December 2011's 10.5% drop. Source: CoreLogic Insights Blog, "California Faces Affordability Challenges" STAT INSIGHT 4.1% California now has seven of the 10 least affordable markets in the nation, according to Black Knight's Mortgage Monitor Report. KNOW THIS

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