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Where Oh Where Did My REO Go?

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LENDERS & SERVICERS OUTSOURCERS AGENTS & BROKERS » ATTORNEYS VISIT US ONLINE @ DSNEWS.COM RIO Genesis 2875 ST. ROSE PARKWAY, SUITE 100 » HENDERSON, NEVADA 89052 » 855.RIO.2500 RIOGenesis.com COMPANY HISTORY Because the need to use several different and incompatible software programs to manage all of the different aspects of a real estate transaction, and in particular no true solution for large REO volume, a unique group of individuals from within the default and real estate industry decided to find a better way. Building on knowledge from true industry insiders—who actually understood what needed to be done and then combined with proven processes and management systems— RIO Genesis was born. With the introductions of additional integrated modules for asset management firms as well as complete brokerage office solutions, RIO Genesis is now utilized by more than 8000 users, including brokers, agents, servicers, outsourcers, hedge funds, private equity firms, attorneys, title companies, as well as other supporting vendors. From due diligence and acquisition thru final disposition and exit, RIO Genesis has become the first and only real estate management software platform with true "cradle-to-grave" capability. DELIVERY PLATFORM RIO Genesis is a SaaS (software as a service) Web-based system and is by definition a hyper-hybrid cloud-based platform. RIO Genesis is AWS (amazon) hosted and has an unlimited number of virtual servers (instances) available. For this reason, RIO Genesis has virtually no limits in size or number of users and can easily accommodate all capacities, nor is it subject to local outages. RIO Genesis also incorporates the strongest security and encryption permitted by law and recently maintained a 99.997 percent uptime rate for the previous year. PRODUCT SOLUTION RIO Genesis automates all day-to-day operations with distinct and proscribed customized workflows for all types of transactions, while integrating all business partners in one location with tasking, document management, accounting, and proscribed staff and vendor management monitored. RIO Genesis in the first and only "complete" solution with all aspects and required functions have been included in one location eliminating the need to use multiple software programs, eliminating double and triple entry, and most importantly, eliminating the need for staff to be cross trained on several different systems. All modules and functions within the RIO Genesis system are fully integrated and permission based, and all share one simple and easy to learn interface—drastically reducing staff training and implementation costs. By bringing all parties into the transaction based on set permissions and timelines, in a cloud based environment, efficiencies and oversight never before possible have now been created! With all aspects of a transaction and all participants to the transaction now located in one complete platform, new transparent and open reporting and analytical capabilities have been created and are available in real time. Thereby reducing staff needs and being able to enforce company rules and policy. KEY FEATURES All aspects of each user, transaction, and even entire offices can now be managed in one location on one platform eliminating the need to use multiple platforms. The RIO Genesis platform also allows for vendors and business partners to be working in the same platform simultaneously with each other on a unified and managed work-flow with client customized business rules. RIO Genesis is modular in nature, and each client can choose as few or as many of the features it wishes from the RIO Genesis environment and then further customize them to its unique needs and business demands. Partial List of Available Features: »» Due diligence/BPO/valuation with auto assign »» REO & NPL pool sales platform »» Broker/vendor network management »» Complete transaction management »» Customizable workflow system »» Open/custom reporting »» True paperless system »» Staff management »» Integrated HOA database »» Online offer submission (direct OMS) »» FraudWatch™ loss prevention tools »» Infinite partner portals »» Document management »» Internal messaging and external email integration "Free to qualified users. Through our affiliate partner program, qualified firms can now have complete use of the entire RIO Genesis system at no charge." »» »» »» »» »» »» »» »» Outside vendor management Complete accounting Dedicated CRM Online vaulting Compliance and risk management Property rental management Lead generation and management Recruiting module KEY BENEFITS »» Eliminate multiple software systems and double entry »» Extremely user friendly and easy to implement »» Reduce labor costs by 30 percent or more »» Increase capacity without increasing costs »» Increase sources and opportunities »» Reduce DOM and carrying costs »» Identify fraud and reduce losses »» Lowered risk and improved compliance »» Faster and more accurate valuation and due diligence »» Better information for better decisions »» The only COMPLETE solution »» Reduce management and administrative costs »» Effectively build and increase your business simultaneously »» Potential to increase recovery by 3-4 percent across an entire portfolio »» Run your business the way you want to The RIO Genesis System is Free for Qualified Users* (terms and conditions apply - call for details) 75

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