DS News

2 Finding Lessons in the Law As a new year dawns, DS News brings you our annual Legal Issue. is is always one of our largest issues of the year, packed with insights, profiles, and valuable takeaways brought to you from the minds and experiences of default servicing professionals working day in, day out in the legal sector. In "Keeping Afloat," DS News spoke to representatives of Flagstar Bank, BSI Financial Services, Mortgage Contracting Services, and default servicing law firms including Gilbert Garcia Group, Padgett Law Group, Reimer Law Co., and Schneiderman & Sherman. ese experts discussed the issues and cases that defined 2019 and look to shape 2020, including the constitutionality of the CFPB, a shifting housing economy, and managing compliance and costs. In our expansive Legal Update section, attorneys from eight different firms dive into specific case law and issues that default servicing professionals should be aware of, on both a national and state level. Turn to Page 25 to read insights into witness preparation for trials, the "gavel rule," the impact of In re Taggart and Roth v. Nationstar, and more. is issue also includes our Black Book directory of default servicing law firms. Starting on page 49, you can peruse a selection of photo profiles introducing some of the field's top firms, as well as state-by-state text listings so you can find the best partner for your legal needs, no matter where you are located in the country. Beginning on Page 80, we continue another tradition. For the third year in a row, DS News is proud to present the Top 25 Women of Law, a look at some of the women professionals who are excelling for their clients and partners across all aspects of default servicing law and its related sectors. ey share their thoughts about the challenges they've faced, the successful careers they've built—and the lessons anyone in the industry can take away from those experiences. Welcome to the Legal Issue, and welcome once again to a whole new year of DS News. David Wharton Managing Editor VOL. 18 NO. 1 PUBLISHER Mark Hulme EDITOR-IN-CHIEF Rachel Williams MANAGING EDITOR David Wharton EXECUTIVE CREATIVE DIRECTOR Jonathon Won REPORTERS Mike Albanese Seth Welborn ONLINE CONTRIBUTOR Krista Franks Brock Andy Beth Miller COPY EDITOR Brandy Scott ADVERTISING Kevin McCrea: 214.525.6756 2019-2020 EDITORIAL ADVISORY BOARD Dawn Adams, SVP, Default Servicing, Roundpoint Mortgage Servicing Raymond Brousseau, President, Carrington Mortgage Holdings Tendayi Kapfidze, Chief Economist, LendingTree Courtney Thompson, Director, Default Servicing Operations Jacob Williamson, VP, Distressed Assets, Fannie Mae CHAIRMAN AND CHIEF CREATIVE OFFICER Mark Hulme PRESIDENT AND CHIEF EXECUTIVE OFFICER Ed Delgado PROFESSIONAL ASSOCIATIONS AMERICAN MORTGAGE DIVERSITY COUNCIL, NATIONAL MORTGAGE SERVICING ASSOCIATION, AND PROPERTY PRESERVATION EXECUTIVE FORUM Rachel Williams: 214.525.6748 FORCE Annie Collier: 214.525.6740 LEGAL LEAGUE 100 Lindsay Wolf: 214.525.6786 DESIGN Jordan Funderburk Jason Stone Sean Walker Jonathon Won No part of this publication may be reproduced without written permission from the publisher. ©2019 REO Publishing LLC All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. DS News strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. DS News does not guarantee the accuracy of the information, and is not liable for any damages, losses, or other detriments that may result from the use of these materials. Follow DSNewsDaily on From Our Desk

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