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DS News August 2020

DSNews delivers stories, ideas, links, companies, people, events, and videos impacting the mortgage default servicing industry.

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46 Industry MVP Spotlight Best in Property Valuation Radian Valuation Services CORPORATE DETAILS: 1500 Market St., Philadelphia, PA 19102 | 877.707.1415 | Radian.com KEY PERSONNEL Eric Ray | Senior EVP, Chief Digital Officer, and Co-Head of Real Estate Katie Brewer | SVP, Valuation Operations Michael Dziuba | SVP, Appraisal and Valuation Sales COMPANY DESCRIPTION Radian is ensuring the American dream of homeownership responsibly and sustainably through a suite of services across the mortgage and real estate ecosystem. Radian is powered by technology, informed by data, and driven to deliver new and better ways to transact and manage risk. » Mortgage Insurance—MI, secondary marketing, and sales training » Mortgage Risk Services—mortgage risk analytics and credit risk services » Mortgage Services—mortgage origination resources and contract underwriting services » Title Services—national title, closing, and settlement services » Asset Management Services—asset management technology, REO, and SFR services » Valuation Services—full suite of appraisals, property valuations, and real estate market insights » Real Estate Agent Services—data and technology solutions for real estate agents BUSINESS LINES, SERVICES, AND PRODUCTS Radian's family of companies provide a variety of real estate services including pricing and valuation products to investors, lenders, and loan servicers. Apart from full appraisal products, all residential property valuation products are offered through Red Bell Real Estate, LLC, a wholly owned Radian subsidiary. Automated Valuation Products Powered by the largest and most complete real estate data and cutting-edge technology, the proprietary Automated Valuation Models provided by Radian's Red Bell subsidiary offer industry- leading coverage and performance. By combining the same robust data used in the Radian AVM with the flexibility of an intuitive application, Radian's interactive product puts the power of selection into your hands. The Radian Interactive Value provided by Radian's Red Bell subsidiary offers the best of both worlds by incorporating comprehensive data in an interactive format. Broker Price Opinion (BPO) A nationwide network of real estate brokers combines their expertise and understanding of the local market to complete interior or exterior estimation of price. A rigorous quality control process provided by Radian's Red Bell subsidiary incorporates an unmatched breadth of data and cutting-edge technology to ensure the best comps are being used. Between Radian's extensive network of brokers and unparalleled QC capabilities, the company can provide BPOs quickly and accurately. Real Estate Market Insights Get a more accurate, up-to-date picture of real estate market conditions—including what's trending locally and nationally—at new levels of granularity. The Radian Home Price Index, provided by Radian's Red Bell subsidiary, uses data and technology that observe nearly every home in the U.S. Appraisal Products Whatever your appraisal needs, rely on Radian's family of companies, which offer a full suite of appraisal services in all 50 states and territories, supported by an impressive network of highly experienced professionals. Whether you need to conduct or verify an appraisal, the Radian family offers everything from traditional appraisals to hybrid appraisals and desktop reviews. COMPETITIVE ADVANTAGE Informed by better data: Radian's automated products leverage more detailed data than any other provider. Not only does Radian have the best national coverage, but data is also refreshed in most markets every 15 minutes. More accurate estimates, more confident decisioning: the unparalleled breadth of data used in Radian's automated valuation products and hybrid appraisal products results in higher quality estimates that give you full confidence in the value of the property and your decision. A reliable partner: Radian's services are backed by the company's trusted reputation and financial strength. TESTIMONIALS "I would argue that without using [the interactive pricing product] to help establish a marketing strategy, we would be leaving money on the table by listing properties too low." —SVP, Single-Family REO "Radian took time to get to know us and worked to customize a service to fit our needs. The lift they have given our CU in the overall management of the appraisal has been significant." —VP, Mortgage Lending, Royal Credit Union

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