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50 Xome CORPORATE DETAILS: 750 Highway 121 BYP, Suite 100, Lewisville, TX 75067 | clientdirect@xome.com | www.xomesolutions.com KEY PERSONNEL Mike Rawls | CEO Joe Cutrona | SVP Exchange Al Broadway | SVP Valuations Lisa Heitzmann | SVP Originations & Home Equity, Title Kristen Estrella | SVP Default, Title COMPANY DESCRIPTION Xome® supports the entire real estate lifecycle with Title, Valuations, Field Services, Asset Management, Auction, Portfolio Recapture Solutions, and Data Services—all under one roof. Services can be used separately or combined to achieve an integrated, intelligent, end-to-end solution. Xome is focused on adding capacity when and where it's needed, streamlining operations, and reducing delays to help simplify the complex world of mortgage servicing and lending for its customers. PRODUCTS & SERVICES While Xome provides a variety of service offerings across originations and default, they are also one of the nation's leading field services & property preservation providers. The field services team at Xome helps protect home values with inspections, property preservation, registration, and other support services nationwide. They make it easy for clients to maintain and protect distressed properties and their communities. From first notice of default through disposition, Xome's full suite of field services helps mortgage servicers manage and reduce risks. Property Inspection: » Expert compliance in FHA » Interior, exterior, specialty, and disaster inspections » Occupancy checks and customized forms Property Preservation: » Expert compliance in GSE » Initial secure, winterization & hazard abatement » Grass cuts, snow removal, and property condition assessment Pre-Foreclosure: » Securing properties and rekey » Ongoing lawn maintenance » Winterization REO & Post-Foreclosure Property Preservation: » Initial services and debris removal » Property rehab and repairs » Lock-out support/eviction management » Winterization and recurring services (lawn, snow, janitorial) Support Services: » Property registration and utilities » Cash-for-keys and lock-out support » Deed-in-lieu FHA Conveyance: » Conveyance condition within HUD timelines » Complete all necessary ICC repairs and rehab » Hazard claim repairs and resolve code violations » Prevent reconveyance KEY FEATURES & BENEFITS » National coverage » Vast vendor panel, curated over 20 years » 300-plus combined years of FHA experience » In-house quality assurance teams » Dedicated client management teams COMPETITIVE ADVANTAGE & KEYS TO SUCCESS » Xome covers the entire real estate lifecycle, from originations through the default process. » Services are available separately or combined as part of a larger end-to-end solution. » They can easily add operational capacity for clients when and where it's needed—a key benefit as high originations volume continues and default activity increases. » Experienced leadership team with over 150 years' industry experience combined. » Ability to stitch together data across all aspects of the real estate lifecycle and provide greater transparency and insight to clients. » Customizable disposition strategies based on a client's risk tolerance and portfolio management philosophy. » A strong company culture centered around shared values that help drive team member engagement and success. INDUSTRY AWARDS, ACCOLADES, AND MILESTONES » Great Place to Work, 2019 & 2020 » Tech100 Real Estate Company, 2020 Industry MVP Spotlight Best in Property Preservation