82 82
INVESTMENT GOVERNMENT PROPERTY PRESERVATION TECH
Journal
FHFA UPDATES
COLLECTION
OF MORTGAGE-
ACQUISITION
DATA
e FHFA has revised the datasets for the
Public Use Databases (PUDBs) of single-
family and multifamily mortgage acquisitions
by Fannie Mae and Freddie Mac.
e revisions include newly available 2019
data and final versions of data for 2018. is
includes 25 new data elements for the 2018
and 2019 Single-Family Census Tract files,
which provide statistics on the loan-to-value
ratio of properties and the debt-to-income ratio
of borrowers.
Also being added are 21 new data elements
in the Multifamily Census Tract files, including
the number of units in the property. e
additions to the Single-Family and Multifamily
Census Tract files feature geographic indicators
to enhance the government-sponsored
enterprises' Duty to Serve Program.
ese additions will replace the interim files
uploaded in September 2019.
According to the FHFA, the revised
PUDBs also feature "additional loan-level data
that increases their alignment with information
reported under the Home Mortgage Disclosure
Act." is additional data is designed to bring
greater transparency to understanding Fannie
Mae and Freddie Mac's impact on local
economies will offering more information
to the public about their roles within the
secondary mortgage market.
"FHFA is pleased to release the new and
revised Enterprise PUDB files," said Lynn
Fisher, Deputy Director of the Division
of Research and Statistics. "e PUDB
provides stakeholders in the housing and
mortgage sectors with critical data concerning
the Enterprises' acquisition of mortgages
nationwide and at the local level."
