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40 Xome CORPORATE DETAILS: 750 Highway 121 BYP, Suite 100, Lewisville, TX 75067 | 469.240.8978 | clientdirect@xome.com | xomesolutions.com KEY PERSONNEL Mike Rawls | CEO Joe Cutrona | SVP Exchange Al Broadway | SVP Valuations Lisa Heitzmann | SVP Originations & Home Equity, Title Kristen Estrella | SVP Default, Title COMPANY DESCRIPTION Xome® supports the entire real estate lifecycle with Title, Valuations, Field Services, Asset Management, Auction, Portfolio Recapture Solutions, and Data Services—all under one roof. Services can be used separately or combined to achieve an integrated, intelligent, end-to-end solution. Xome is focused on adding capacity when and where it's needed, streamlining operations, and reducing delays to help simplify the complex world of mortgage servicing and lending for its customers. PRODUCTS & SERVICES Through Title365, they offer nationwide title services for originations, post-closing, servicing, and default. With title services and resources built to flex and meet market changes, the Title365 team helps streamline the title process while reducing expenses across the board. Title365 invests in automation technology to reduce manual processes and digital tools that speed up the title process. Services include: Closing & Settlement: » Traditional, full eClose, hybrid, and RON » Seamless integration with preferred signing tools Refinance » Customizable decision engine for higher pull through without extra headcount » Streamlined process: Instant Clear-to-Close, Expedited, and Traditional Title Home Equity » Cascade solution based on risk, including vesting and property reports » Nationwide services for all home equity lending regardless of lien position » Fully customized, solution-based offerings Loss Mitigation » Full suite of loan mod services, including property reports and endorsements » Deed-in-lieu and short-sale » Reduced cycle-time and operating costs Foreclosure » Foreclosure Information Report (FIR) » Litigation Guarantee » Preliminary Judicial Report (PJR) » Trustee's Sale Guarantee (TSG) REO Title & Closing » Single title search throughout default cycle » Eliminates duplicative title costs and reduces turn times CWCOT Dual Path End-To-End Conveyance and Post-Sale Conveyance » Single solution for entire CWCOT process » First-chance engagement » Updates during second-chance closing cascade Standalone Title Curative and Lien Release » Correct issues on the chain of title » Identify outstanding liens and judgments » Ensures proper parties execute & record to prevent process errors Replacement Policies » Identical coverage as initial policy » Ensures investor requirements are met KEY FEATURES & BENEFITS » National coverage and vast notary panel » Instant title decisions for faster funding » Integrated valuation title services » Quick ramp up for originations and default » Multiple digital closing options, including RON » Dedicated relationship management teams COMPETITIVE ADVANTAGE & KEYS TO SUCCESS » Xome covers the entire real estate lifecycle from originations through the default process. » Services are available separately or combined as part of a larger end-to-end solution. » Easily provides operational capacity for clients when and where it's needed—a key benefit as high originations volume continues and default activity increases. » Ability to stitch together data across all aspects of the real estate lifecycle and provide greater transparency and insight to clients. » Customizable disposition strategies based on a client's risk tolerance and portfolio management philosophy. » A strong company culture centered around shared values that drive team member engagement and success. INDUSTRY AWARDS, ACCOLADES & MILESTONES » Great Place to Work, 2019 & 2020 » Tech100 Real Estate Company, 2020 TESTIMONIAL "Our proprietary decision-making engine gives lenders a clear–to-close almost instantaneously on 40% of orders." —Mike Rawls, CEO, Xome Industry MVP Spotlight Best in Title

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