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30 BALTIMORE / MARYLAND Frederick Golding RE/MAX First Choice 1201 Eastern Blvd. Baltimore, MD 21221 443.506.2538 PHONE IN REAL ESTATE SINCE: 2003 IN REO SINCE: 2003 SHORT SALE SINCE: 2010 BIO: I have specialized in default servicing for corporate clientele since 2003 with a focus on effectively selling foreclosure and distressed properties. I provide fast and efficient communication, negotiate cash for keys, and provide detailed valuation reports and weekly property inspections to meet the detailed demands of REO clientele. Our listings have an average 95% list-to-final- sales price ratio with the majority of homes sold in under 30 days and within 98% of BPO value. Our marketing utilizes SEO and targeted campaigns to owner occupant purchasers and investors resulting in less days on market and efficient asset disposi- tion. TECHNOLOGY USED: RES.NET, Equator, DispoSo- lutions (Exceleras), Pyramid Platform, LPS Desktop Invoice Management, Aspen Grove iAgent, Yardi P260 COUNTIES SERVED: Baltimore City, Baltimore, Harford, Cecil, Anne Arundel, Carroll, Howard SERVICES OFFERED: REO Listings, Short Sales, Deed in Lieu, Valuation, Market Analysis ACCREDITATIONS: CDPE, RES.NET, Equator Elite, VRM Diversity & Awareness Certifica- tion, Five Star Academy Diversity & Inclusion Certification, Five Star Academy Distressed Asset Disposition Certification, Five Star Academy Mortgage Industry Regulatory Compliance Certification, Five Star Academy Legal Practice Program, Five Star Academy Master Certification frederickgolding@comcast.net E-MAIL gqhometeam.com/pages/REO WEBSITE DISTRICT HEIGHTS / MARYLAND Aaron Rogers Raj Mahal Properties 2205 Weber Drive District Heights, MD 20747 202.277.2480 PHONE IN REAL ESTATE SINCE: 2000 IN REO SINCE: 2005 SHORT SALE SINCE: 2007 BIO: I will provide you with over one year of experience in the field of REO sales and the knowledge and understanding it takes to work through crucial issues, i.e., occupant identification, cash for keys, or evictions. However, the most important attribute I offer is my high ratio of sold listings, the only deal I settle for is a "done deal." So, if you're looking for an agent who produces sales and not just listings, then I'm your agent. COUNTIES SERVED: Prince Georges, Montgom- ery, Charles, Anne Arundel, Calvert, Baltimore, Washington, D.C. SERVICES OFFERED: REO Listings, Short Sales, Deed in Lieu rajmahalp1@gmail.com E-MAIL FREDERICK / MARYLAND Margaret Patschak Coldwell Banker Innovations 462 Prospect Blvd. Frederick, MD 21701 240.446.2131 PHONE peggyp@cbimove.com E-MAIL HAGERSTOWN / MARYLAND Sandy Curtis BHHS Bowen Realty 11949 Robinwood Drive, Suite 100 Hagerstown, MD 21742 301.991.7566 PHONE 301.745.9976 CELL IN REAL ESTATE SINCE: 1999 IN REO SINCE: 2015 SHORT SALE SINCE: 2016 BIO: I have taken many courses on how to manage REO and short sales properly, do BPOs, and property inspections. I maintain them to keep my knowledge in these fields up to date. Currently, the bulk of my REO work is with Fannie Mae and with HUD. I have a team so that support and coverage is always there for clients and will respond quickly to any inquiries. TECHNOLOGY USED: Equator, Multiforms, Pyramid, Black Knight, RES. NET, Olympus COUNTIES SERVED: Maryland: Wash- ington, Frederick; West Virginia: Berkeley; Pennsylavia: Franklin SERVICES OFFERED: REO, Short Sales, BPO, Inspections ACCREDITATIONS: CDPE, GRI, CRS sandy@sandy-curtis.com E-MAIL sandy-curtis.com WEBSITE LAUREL / MARYLAND Gladwin D'Costa Maryland REO Realty 13978 Baltimore Ave. Laurel, MD 20723 301.775.8684 PHONE gladwin@mdreorealty.com E-MAIL mdreorealty.com/home.asp WEBSITE SILVER SPRING / MARYLAND Paola Lazo Fairfax Realty Premier 10770 Columbia Pike Silver Spring, MD 20901 301.793.0954 PHONE paolalazorealtor@gmail.com E-MAIL SILVER SPRING / MARYLAND Rose Ogbonna Citiwide Realtors Inc 13447 New Hampshire Ave., Suite 105 Silver Spring, MD 20904 301.674.4542 PHONE rose.reobroker@gmail.com E-MAIL UPPER MARLBORO / MARYLAND Vera Caldwell RE/MAX Specialists 10460 Campus Way S. Upper Marlboro, MD 20774 240.299.4399 PHONE IN REAL ESTATE SINCE: 1989 IN REO SINCE: 2009 SHORT SALE SINCE: 2007 BIO: I worked in the federal govern- ment for 15 years at the FBI, Department of Justice, and Housing and Urban Development. It was an amazing marriage of talent, skill, and desire, and then I decided to become a real estate agent in 1989. Little did I know that my love of people, the nonwavering eye for meeting goals, and awesome respect for helping families to achieve their utmost dreams in homeownership would allow me to sustain a career in real estate. In 2014, I started doing BPOs and subse- quentially started receiving REOs. My client's best interests are my priority, so I provide punctual and exceptional services. My market knowledge and communication skills are the basis of my relationship with all of the people involved in the REO process. I provide timely status reports for properties by researching the market trends and values in the area so that a home has an optimal value. TECHNOLOGY USED: RES.NET, Equator, Pyramid Platform COUNTIES SERVED: Prince Georges, Charles, Washington, D.C. SERVICES OFFERED: REO Listings, Short Sales, Deed in Lieu, Valua- tion, Market Analysis, CFK ACCREDITATIONS: RE/ MAX 100% Club, Accredited REO Agent— A-REO, Maryland Ethics and Legislative Update Certifications, Short Sale and Foreclosure Specialists—SRS, Five Star Academy Master Certification Program, Member of The Force, RES.NET REO MARYLAND / BALTIMORE