DS News

2 The Change of Seasons As we head into spring, questions about the long-term effects of a national health crisis on the industry linger. What will happen as forbearance plans expire? How is the crisis shaping technology? What risk and regulatory issues will come into focus? How will the legal landscape shift, and how will the market respond? While no one has all the answers, DS News staff and contributors are pulling out all the stops in our effort to arm readers with all the expert information and insight you need to make knowledgeable decisions. In our cover story, Bell Bank's Chief Risk Officer, Jesse Schwab speaks with DS News about developing a risk framework, growing responsibly, and being proactive when it comes to risk management and compliance. You can see all Schwab had to share with us in our cover story, "e Strategic Value of Risk Management." Next up, Rosemarie C. Hebner and Eric Houser of Houser Law delve into a controversial Nevada Supreme Court decision that could have a national impact on the rights of mortgagers inside and out of the court. Check out their insights in "HOA vs. Mortgage Lenders." "Is it Time to Reevaluate Your Approach to Customer Service?" at's the question that contributor Sascha Mehlhase, VP of Growth at ABC Legal Services, addresses in her feature that explores how the pandemic, coupled with the "age of the customer," has changed everything. Another Supreme Court decision in Florida addresses a previous court's ruling related to standing to foreclose and attorney's fees. GrayRobinson's Jonathan Blackmore examines the implications and impact of Page v. Deutsche Bank Trust Company Americas in his piece entitled "Florida Supreme Court Rejects No Standing = No Fees Rule." In "Residential Leasebacks: A Tool Against Future Foreclosure Crises," Daniel Kattan, CEO of Sell2Rent, explores how a robust residential leaseback program, if properly implemented, could help keep struggling homeowners in their home while also avoiding costly foreclosure proceedings. Finally, the question on everyone's mind, "Is a Foreclosure Crisis in the Cards?" In the month's final feature, Patrick F. Stone, Executive Chairman and Founder of Williston Financial Group, compares the current crisis to the Great Recession. After you've read what our industry experts predict for the ensuing season, be sure to send your feedback, insights, and theories to editor@dsnews.com. Welcome to the March issue of DS News. David Wharton Managing Editor VOL. 19 NO. 3 EDITOR-IN-CHIEF Rachel Williams EXECUTIVE CREATIVE DIRECTOR Jonathon Won MANAGING EDITOR David Wharton REPORTERS Christina Hughes Babb ONLINE CONTRIBUTORS Veronica Bradley Chuck Green Eric Peck CONTRIBUTORS Jonathan Blackmore Rosemarie Hebner Eric Houser Daniel Kattan Sascha Mehlhase Patrick F. Stone COPY EDITOR Brandy Scott ADVERTISING Sales: 214.525.6700 EDITORIAL ADVISORY BOARD Dawn Adams, SVP, Default Servicing, Roundpoint Mortgage Servicing Tendayi Kapfidze, Chief Economist, LendingTree Courtney Thompson, Director, Default Servicing Operations Jacob Williamson, VP, Distressed Assets, Fannie Mae Kim Yowell, EVP of Servicing, Fairway Independent Mortgage Corporation CHIEF EXECUTIVE OFFICER Todd Storch CHIEF FINANCIAL OFFICER Jonathan Hughes DESIGN Jordan Funderburk Jason Stone Jonathon Won No part of this publication may be reproduced without written permission from the publisher. ©2020 Five Star Global, LLC—All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. DS News strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. DS News does not guarantee the accuracy of the information, and is not liable for any damages, losses, or other detriments that may result from the use of these materials. Follow DSNewsDaily on From Our Desk

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