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New Ideas in Compliance

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D E FAU LT S E R V I C I N G | I N P R I N T A N D O N L I N E J U N E COVER STORY 2 0 1 3 C O N T E N T S D S N E W S . C O M NEW IDEAS IN COMPLIANCE From cloud-based document sharing and centralized workflow to automation software and collaborative platforms, technology is changing the way industry professionals keep up with compliance. By Nicole Holland Pearce | pg.46 T H I S M ON T H INDUSTRY INSIGHT from our desk . . . . . . . . . . . . . . . . . 2 contributors . . . . . . . . . . . . . . . . . . 4 state of affairs . . . . . . . . . . . . . . .75 THE BIG PICTURE Bogus or Bona Fide? Rethinking Reform? With both Fannie and Freddie DS JOURNAL While there's plenty of data that contend the market's on the mend, some experts caution temporary market forces are artificially driving the numbers. By Lynn Effinger . . . . . . . . . . . . . . . 56 BEST PRACTICES Experts see risk of new housing bubble, Five Star chief economist Mark Lieberman examines meaning behind new wording of Fed's policy statement, GSEs turn record profits, and much more . . . 9 6 POINT—COUNTERPOINT Bankruptcy Bonus Servicing In Chapter 13 cases, servicers, Surveillance debtors, and attorneys are discovering hidden gems of opportunity for loss mit. But proper timing—and intel—is everything. By Keith Button . . . . . . . . . . . . . . . 52 Today's investors demand visibility into servicers' operations to actively manage risk and ensure proper default practices. By Vincent Spoto . . . . . . . . . . . . . . 60 now turning record profits, has the general mindset and timeline shifted regarding GSE reform? With Laurie Goodman and James B. Lockhart III . . . . . . . . . . 64 REGIONAL SPOTLIGHT Trial & Error? California court rules servicers must convert HAMP mods from trial to permanent when borrowers pay on time, but many critics decry its all-inclusive decree. By Todd E. Chvat, Esq., and T. Robert Finlay, Esq. . . . . . . . . . . 66

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