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16 Black Knight CORPORATE DETAILS: 601 Riverside Ave., Jacksonville, FL 32204 | BlackKnightInc.com | 904.854.5100 | AskBlackKnight@BKFS.com KEY PERSONNEL Anthony Jabbour | Chairman and CEO Ben Graboske | President, Data & Analytics Division COMPANY DESCRIPTION Black Knight, Inc. (NYSE:BKI) is an award- winning software, data, and analytics leader that drives innovation in the mortgage lending, servicing, and real estate industries, as well as the capital and secondary markets. Businesses leverage our robust, integrated solutions to help grow and retain customers, mitigate risk, reduce costs, and operate more efficiently. BUSINESS LINES, PRODUCTS & SERVICES Black Knight offers a comprehensive solutions suite that supports the entire real estate and mortgage lifecycle. Our market- leading offerings include an array of advanced analytics as well as exceptionally reliable predictive models used by servicers, investors, and risk managers across the U.S. to forecast default and loss, minimize risk, optimize resources, help meet regulatory guidelines, and more. WHAT SETS YOU APART Because of the unexpected COVID-19 pandemic and ensuing economic impacts, it's more critical than ever for servicers to use forecasting solutions that deliver reliable projections in circumstances without historical precedence. Black Knight's AFT Prepayment and Credit Model provides lifetime forecasts for prepayments, delinquency, default, cash flow, and loss severity for all residential mortgage types. This full competing risk model with long- standing trading quality has demonstrated strong performance in both pre- and post- crisis environments, as well as in the most recent unprecedented pandemic scenario. AFT's predictive power is based on its unsurpassed data, proven methodology, and flexible structure, all of which allow the model to quickly adapt to market changes and portfolio idiosyncratic risks. Most of the data is collected directly from the source, enabling Black Knight to provide high levels of quality control and include the most current data available— resulting in exceptionally reliable projections. Additionally, AFT uses a sophisticated modeling approach that combines the best of statistical and behavioral modeling to realistically capture how borrowers actually behave in different scenarios. AFT's high sensitivity to housing market changes, as reflected in Black Knight's industry-leading Home Price Index (HPI), and its sensitivity to current loan-to-value, provide the foundation for more accurate default and loss projections. To monitor, calibrate, and test AFT, we use our extensive, market-leading, loan- level mortgage performance information— contributed directly by servicers across the U.S. and covering the entire credit spectrum. We also leverage Black Knight's vast public records data—covering 99.99% of U.S. households— our market indices, publicly available economic research data, and agency and non-agency mortgage-backed-security data. This broad breadth and depth of data enables AFT to project risk and loss even when there are unusual or unexpected market shifts. In addition to AFT, Black Knight offers a Home Price Index, one of the most comprehensive, granular, accurate, and timely measures of home price trends available on the market. Our HPI's data granularity, coverage, and treatment of short sales and REOs in its analysis provide reliable estimates of property valuation and current loan-to-value ratios. This insight enables users to quickly and more accurately evaluate portfolio equity and determine the potential for loss. Black Knight also offers a momentum-based HPI forecast, which is built upon the most recent market trends and provides reliable short-term housing price projections. Black Knight's sophisticated Mortgage Scores solution delivers loan-level metrics that identify, prioritize, and predict the risk of prepay, default, and loss over time. Based on borrower behavior patterns relative to economic conditions, Mortgage Scores measures the risk, borrower equity, and value of each loan. Servicers and risk managers use Mortgage Scores for segmentation, benchmarking, decisioning, loss reserving, and more. Our solutions are built, monitored, and tested by Black Knight's experienced team of modelers, data scientists, and analysts who stand ready to support clients' business needs. Best in Forecasting Tools