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2 On to What Comes Next It's hard to believe another year has passed already. Even with the world beginning to open up more, enough of the impact and challenges birthed by the COVID-19 pandemic have lingered to make it sometimes hard to gauge just how long we've been navigating its fallout. Few understand that better than the financial services attorneys who work with mortgage servicers. Ove the past two years, they've had to weather decreased foreclosure volumes impacting their usual books of business. ey've had to adjust and reprioritize staffing to navigate new challenges, all while knowing that those foreclosure volumes will eventually, inevitably, return to levels closer to the "normal" that preceded the early days of 2020. And so, as we have annually here at DS News, for our January edition we once again turn our attention to the legal side of the industry. At the heart of our January edition is the Black Book, our annual directory of default servicing law firms. As volumes begin to increase in the new year, the Black Book is your one-stop guide to top-tier law firms who will diligently work to assist servicer partners in ensuring compliance and efficiency. is year also includes the return of our "Women of Law" section, profiling exceptional women attorneys and professionals working within the financial services legal space. DS News' Legal Update section includes a number of articles penned by member firms from the Legal League 100, the premier professional association of financial services law firms in the United States. Within the Update section, you'll find insights into recent case law and best practices, as well as looks back at lessons learned from these professionals who have spent years working in this challenging but important slice of the legal sector. Finally, the Legal League focus continues with an exclusive Q&A conversation with Legal League Chair Stephen M. Hladik and Legal League Vice Chair J. Anthony Van Ness. You'll find all of this and more inside the January 2022 edition of DS News. We can't wait to show you what we have in store for the months to come. David Wharton Editor-in-Chief VOL. 20 NO. 1 EDITOR-IN-CHIEF David Wharton EXECUTIVE CREATIVE DIRECTOR Jonathon Won MANAGING DIGITAL EDITOR Eric Peck REPORTER Kyle G. Horst, Demetria Lester MAGAZINE CONTRIBUTORS Daniel Chilton Michelle Garcia Gilbert Stephen M. Hladik J. Anthony Van Ness Alan S. Wolf Marissa M. Yaker COPY EDITOR Brandy Scott ADVERTISING Sales: 214.525.6700 EDITORIAL ADVISORY BOARD Dawn Adams-Kernicky, SVP of Default, The Money Source Inc. Tendayi Kapfidze, Chief Economist, U.S. Bank Courtney Thompson, Founder, Consigliera Jacob Williamson, VP, Distressed Assets, Fannie Mae Kim Yowell, EVP of Servicing, Fairway Independent Mortgage Corporation PRESIDENT & CFO Jonathan Hughes DESIGN Jordan Funderburk Jason Stone Jonathon Won No part of this publication may be reproduced without written permission from the publisher. ©2021 Five Star Global, LLC—All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. DS News strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. DS News does not guarantee the accuracy of the information, and is not liable for any damages, losses, or other detriments that may result from the use of these materials. Follow DSNewsDaily on From Our Desk