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IN THE NEWS Maine rank: 5 90+ Day Delinquency Rate Foreclosure Rate April 2013 2.5% Unemployment Rate 5.6% 6.9% year ago 2.6% 5.7% 7.3% IndiSoft's Data Destruction App Certified by Defense Department Massachusetts rank: 26 90+ Day Delinquency Rate 3.4% 2.4% -5.5% Top County 90+ Day Delinquency Rate Foreclosure Rate April 2013 4.9% 12.9% year ago 3.5% 12.8% year-over-year change 42.0% 0.9% Top Core-Based statistical area LeWisTon-auBurn, Me 90+ Day Delinquency Rate Foreclosure Rate April 2013 3.4% 7.5% year ago 3.5% 6.9% year-over-year change -4.9% 9.5% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the April 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary April 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Applied Analytics. Maryland rank: 9 90+ Day Delinquency Rate Foreclosure Rate April 2013 3.9% Unemployment Rate 3.9% 6.5% year ago 5.0% 3.6% 6.8% year-over-year change -22.1% 6.5% -4.4% Top County SoMerSeT CounTy 90+ Day Delinquency Rate April 2013 4.5% Foreclosure Rate 8.1% year ago 5.7% 15.9% Top Core-Based Statistical Area CAMBridge, Md 90+ Day Delinquency Rate Foreclosure Rate April 2013 4.6% 7.1% year ago 6.0% 6.3% year-over-year change -23.2% 12.2% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the April 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary April 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Applied Analytics. 78 The U.S. Department of Defense certified IndiSoft's secure data destruction application known as WipeOut. WipeOut allows users to permanently eliminate sensitive data that can be found on the hard drive of a server, PC, or laptop. WipeOut users are allowed access and the ability to remove information through a designated username and password. By utilizing the application, authorized users can avoid federal penalties for privacy violations by taking advantage of the proper data destruction tools that maintain a complete audit trail, which serves as proof steps were taken to eliminate data leaks. Due to the growing threat of identity theft and new federal regulatory requirements, Maryland-based IndiSoft says protecting consumer information is more important than ever. "Since we are working with hundreds of clients' sensitive information, such as tax returns and supporting documents, managing security is paramount to us," said Rajiv Mahajan, principal at the accounting firm Shalini Gupta and Associates. "This includes secured destruction of documents that are no longer required. WipeOut gives us peace of mind because we have a way of managing this critical aspect of document management and privacy." IndiSoft also completed the process to become a National Association of Information Destruction (NAID) member. NAID serves as an international trade association for companies that provide services to destroy sensitive information. 7.0% year-over-year change -21.1% 6.4% 3.5% 2.6% 6.6% year-over-year change -1.8% WashingTon CounTy Unemployment Rate year ago year-over-year change -3.5% Foreclosure Rate April 2013 STAT INSIGHT #6 Ranking of the Baltimore-Towson metro among top areas for institutional investors looking to purchase single-family rentals. Source: Radar Logic -0.7% -5.7% -3.0% Top County HaMpden CounTy 90+ Day Delinquency Rate Foreclosure Rate April 2013 5.5% 3.9% year ago 5.4% 3.7% year-over-year change 3.4% 7.2% Top Core-Based Statistical area piTTSfield, Ma 90+ Day Delinquency Rate Foreclosure Rate April 2013 3.9% 3.8% year ago 3.8% 4.0% year-over-year change 3.6% -4.4% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the April 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary April 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Applied Analytics. IN THE NEWS Bay State Sees Dramatic Decline in Foreclosures, Home Sales Slow Massachusetts foreclosure starts and completions plummeted over the 12-month period ending in April, the Warren Group reported. In April, the number of foreclosure petitions, which mark the first step in the foreclosure process in the Bay State, stood at 370. That total is down 79 percent from April 2012 when there were 1,750 foreclosure petitions. Month-over-month, however, petitions were up from 284 in March. From January to April, 2,450 foreclosure petitions were filed in the state, according to the Warren Group. The figure represents nearly a 60 percent decrease from the 6,098 petitions filed during the same period last year. "We're seeing foreclosure starts consistently under the 1,000 mark for six straight months and fewer than 500 for two straight