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8 InfoStream Entertain and inform yourself with these streaming recommendations. YouTube/Podcast: Mortgage Process Overview (Home Loans 101)/Podcast for First- Time Buyers | Chase Chase Bank has developed an interactive diagram and podcast offered to those looking for more information surrounding home loan operations, as experts provide detail on the home loan process and what steps may be necessary to secure one. Whether a first-time homebuyer or a seasoned pro, the mortgage process may often be complex and overwhelming according to many Americans. In the informative video, Chase covers the basics of a mortgage loan process to help buyers get started and successfully navigate the homebuying journey. YouTube: A Mortgage Loan Just for Black Borrowers | Rants and Gems 64 As racial inequality persists in housing, many studies show that Black people have a harder time securing a home loan than most. Legacy Home Loans has launched "Special Purpose Credit Program" (SPCP) for Black aspiring homeowners. e new "CLOSING the GAP" program requires a 1% down payment, with free appraisal, free home warranty program, free pre-purchase homebuying counselling, free post-closing homebuying counselling, and financial assistance with closing costs. eir latest video explains how the loan program uses credit guidelines based on factors such as timely rent, utility bill, phone, and auto insurance payments to help more Black people obtain the opportunity to purchase a home. YouTube: VA Housing Market Shift 2022–Great Time to Be a VA Loan First-Time Homebuyer Jennifer Beeston, SVP of Mortgage Lending at Guaranteed Rate, Inc., provides a video infographic on everything VA loans in the current market, with tips on what time and strategy is best to apply. For veterans, active-duty service members, and some spouses, VA home loans can serve as a great way to secure homeownership. However, they do differ from traditional home loans in some key ways. Beeston's latest video from September details criteria on how to obtain a VA home loan, which loan might be right for buyers, and what to expect throughout the process.