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2 Profiles in Legal Excellence As we have for many years before, DS News is once again using the early months of the year to shine on a critical aspect of the default servicing industry: the legal professionals who help drive interactions between mortgage servicers and struggling borrowers. is February 2023 edition of DS News includes several returning staples of our annual Legal Editions, as well as a few new surprises. First up, we're excited to present an array of feature articles penned by member attorneys from Five Star's Legal League 100. e Legal League is a premier professional association of financial services law firms in the United States and a leading force for industry standards, market research, and policy change. is year's Legal League contributors delve into a broad spectrum of hot legal topics, including digital mortgages, contested foreclosure appeals, challenges involving deceased borrowers, and more. Check out these articles for legal insights from representatives of Gilbert Garcia Group, P.A.; Hladik, Onorato & Federman, LLP; McCalla Raymer Leibert Pierce, LLC; McCarthy & Holthus, LLP; Robertson, Anschutz, Schneid, Crane & Partners, PLLC; and Schneiderman & Sherman, P.C. Next up, DS News presents this year's installment of the Black Book—our annual directory of financial services law firms. is section includes photo and text profiles of some of the industry's finest, arranged by state for ease of searching. Also returning this year are DS News' Women of Law profiles. ese short profiles spotlight some of the talents, tenacity, and subject-matter expertise of several prominent women working within the legal side of the default servicing industry. Take a moment to get to know some of the team members who may be providing invaluable services to the mortgage servicing sector in 2023. Finally, this section closes out with several profiles of the default legal sector's "Rising Stars." ese recognize up-and-coming talents who are making a name for themselves and setting themselves apart through excellence and achievement. You'll find all of this and more in the February 2023 edition of DS News. David Wharton Editor-in-Chief VOL. 21 NO. 2 EDITOR-IN-CHIEF David Wharton MANAGING DIGITAL EDITOR Eric C. Peck REPORTERS Kyle G. Horst, Demetria Lester MAGAZINE CONTRIBUTORS Daniel Chilton Thuy Frazier Michele Garcia Gilbert Laura M. Hawley Stephen M. Hladik Michael P. Hogan Geoffrey K. Milne Cole Patton COPY EDITOR Brandy Scott ADVERTISING Sales: 214.525.6700 EDITORIAL ADVISORY BOARD Benjamin Gottheim, Director, Mortgage Servicing Policy, Freddie Mac Erik Schmitt, Managing Director, Origination Division, Chase Home Lending Douglas Whittemore, Head of Default Servicing, US Bank Jacob Williamson, VP Single-Family Collateral Risk Management, Fannie Mae Kim Yowell, EVP of Servicing, Fairway Independent Mortgage Servicing PRESIDENT & CFO Jonathan Hughes DESIGN Jordan Funderburk Jason Stone No part of this publication may be reproduced without written permission from the publisher. ©2023 Five Star Global, LLC—All Rights Reserved This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. DS News strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. DS News does not guarantee the accuracy of the information, and is not liable for any damages, losses, or other detriments that may result from the use of these materials. Follow DSNewsDaily on From Our Desk