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MortgagePoint November 2023

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November 2023 » thefivestar.com 13 November 2023 M O V E R S & S H A K E R S At the FHLBC, Thomas also held many additional roles, including Chair of the MPF Capital Markets Committee, Co-Di- rector of the FHLBC Office of Diversity and Inclusion, Co-Founder of the FHLB Capital Markets Supplier Diversity Committee, and member of the FHLB Housing Finance Reform Task Force. Prior to the FHLBC, Steve Thomas founded and managed the Mortgage Finance Group at CastleOak Securities, which became a top-ranked minori- ty-owned investment banking firm in the residential MBS, commercial MBS, consumer ABS, and Fannie Mae, Freddie Mac, and FHLB agency debt markets, and has held officer level roles in capital markets at several firms, including Fan- nie Mae and Countrywide Home Loans. Thomas currently serves as a Board Member and Treasurer of Mercy Hous- ing-Lakefront, a part of Mercy Housing, the nation's largest nonprofit developer and owner of affordable housing; Co- Chair of the National Housing Confer- ence's National Advisory Council; and a Member of Quontic Bank's Black and Hispanic Community Development Advisory Board, as well as the Vice Chair of Quontic's Community Development Financial Institution Advisory Board. "I've known Steve Thomas a long time and if anyone can deliver the lead- ership and drive to change the mortgage industry and provide home ownership opportunities, it's Steve," said Julie Jose- forsky, President of Financial Services at Fay Financial. "He knows this business inside and out and is deeply involved in the housing industry." FIRST HOME MORTGAGE TAPS RL KYKER TO LEAD NEW MARYLAND OFFICE First Home Mort- gage Corporation has opened a new branch office in Carroll County, Maryland, to be lead by Branch Manager RL Kyker, a Loan Officer with more than 17 years of experience working in the Maryland community in mortgage finance. "Joining the team at First Home and having the honor of leading this new branch is a tremendous opportunity," Kyker said. "I believe people deserve great service and straight-forward advice, and I look forward to serving the com- munity of Carroll County as a trusted advisor, partner, and neighbor." After more than 17 years of working with new homebuyers and existing homeowners throughout Maryland, Kyker is adept at operating on the local level. He values relationship-building, consistency, and clear communication when dealing with clients and prides himself in providing the most depend- able, convenient, and positive experienc- es possible to his clients. Kyker has previously worked for a number of leading mortgage providers and is an active member of the Carroll County Association of Realtors, where he also serves on the Community Outreach Committee. Through this outreach, he has volunteered with and supported a variety of nonprofit organizations, including Special Olympics, Habitat for Humanity, and Boys & Girls Club of Westminster. "Anyone who's had the pleasure of working with RL knows that his passion for working at the community level makes him a perfect fit for the First Home team," said Matt Nader, SVP and Director of Sales for First Home Mort- gage. "We're thrilled to welcome him aboard as the leader of our new Carroll County office. This new branch unlocks exciting potential for growth and devel- opment. With RL and his team leading the way, we look forward to creating new paths to homeownership for the people of Carroll County and the surrounding areas." "Anyone who's had the pleasure of working with RL knows that his passion for working at the community level makes him a perfect fit for the First Home team." —Matt Nader, SVP and Director of Sales, First Home Mortgage

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