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MortgagePoint December 2023

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MortgagePoint ยป Your Trusted Source for Mortgage Banking and Servicing News 26 December 2023 J O U R N A L BETTER INTRODUCES 'BETTER INSURANCE' TO PROVIDE ONLINE INSURANCE EXPERIENCES FOR HOMEOWNERS B etter Home & Finance Hold- ing Company announced the launch of Better Insurance, an end-to-end, white-label solution that allows customers to purchase home- owners' insurance through a fully online experience. Better Insurance is provided through the company's insurance arm, Bet- ter Cover, a digital insurance agency dedicated to providing a transparent insurance-shopping experience across a wide range of offerings. "Insurance is a key component of the homebuying process that comes with its own unique set of risks and challenges. At Better, we are focused on leveraging technology to make products available that can reduce pain points across all fac- ets of the homebuying experience, and insurance is no exception," said Vishal Garg, CEO and Founder of Better. "As a public company, we are more motivated than ever to continue addressing timely issues for homeowners through our robust product offerings, and the Better Cover team is leading the charge with the launch of a more seamless, consum- er-first insurance product." Better Insurance was created in col- laboration with Sure, a global insurance technology company that unlocks the potential of digital insurance, and Toggle, a member of the Farmers Insurance fam- ily, which provides digital home, renter, and auto insurance solutions designed for modern consumers. Sure managed the end-to-end configuration and APIs to enable Better to seamlessly integrate its embedded insurance infrastructure technology into Better Insurance, while Toggle provided the underwriting and insurance expertise to design and build the product. "We're excited to partner with Better to provide homebuyers with a frictionless, personalized insurance solution during this difficult time in the market," said Wayne Slavin, CEO and Co-Founder of Sure. "At Sure, our mission is to unlock the potential of digital insurance, and partner- ing with a leading digital homeownership company like Better is a natural fit to expand our reach and provide consumers with seamless access to insurance at a time when they need it most." Better Insurance is currently avail- able in Arizona, Oregon, and Illinois, with plans to expand to additional states in the coming months. The platform is Industry Update the latest innovation from Better Cover, the company's full-service digital insur- ance agency, which offers a full range of products from top carriers at the lowest prices across other areas, including auto, life, and more. LENDSURE UNVEILS INNOVATIVE REVERSE 1031 EXCHANGE FOR REAL ESTATE INVESTORS L endSure Mortgage Corp. has introduced the Reverse 1031 Exchange with Bridge Loan pro- gram to its comprehensive non-QM loan solution toolkit. This innovative addition underscores LendSure's commitment to providing tailored financial solutions that assist brokers in better serving their investor clients. The new program addresses a sig- nificant need in the industry, providing a pathway for borrowers to finance new in- vestment properties without the immedi- ate requirement to sell their existing assets. "The addition of the Reverse 1031 Ex- change with Bridge Loan to our solution toolkit is an exciting development in the changing market," said Joseph Lydon, Co-Founder and Co-Managing Director of LendSure Mortgage Corp. "By utilizing our 1031 Exchange solution, investors can seamlessly transition sale proceeds into new, similar investments, effectively de- ferring taxes on capital gains, providing a considerable strategic advantage for their financial growth." Adding to the program's allure is the inclusion of a LendSure Bridge Loan. The bridge loan, requiring no payments until the maturity or sale of the relin- quished property, provides investors with the necessary capital for down payments on replacement properties. This not only gives investors more flexibility but also helps them avoid missing out on potential replacement properties that may only be available for a short time. The Reverse 1031 Bridge Loan program is designed to safeguard the tax

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