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MortgagePoint November 2024

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5 November 2024 M T E C H November 2024 ยป ZIONS BANCORPORATION PARTNERS WITH SNAPDOCS TO DIGITIZE LENDER MORTGAGE CLOSINGS Z ions Bancorporation and Snap- docs announced their collabora- tion to digitize the lender's mort- gage closings. Snapdocs was chosen by the Zions network of banks due to its capacity to promote high adoption rates of digital closings, maximize operational effectiveness, and offer experiences for loan officers, settlement partners, and borrowers. "We're proud to support Zions as they embrace digital closings and QC automations to gain a distinct advantage in today's competitive environment," said Michael Sachdev, CEO of Snap- docs. "We look forward to helping them maximize productivity and efficiency while providing exceptional experiences for their customers." Zions, which has operations in 11 western states, was looking for a digital closing provider that could grow and execute digital closings throughout its network. In just one month of working with Snapdocs, which provided training and white-glove support for all local brands, Zions accomplished over 75% adoption of hybrid closings. Zions has reported a 100% scanback rate with settlement partners and a 100% eSign success rate since its intro- duction, which means that no borrowers have chosen to opt out of a digital close. Hybrid closings have also resulted in an 80% decrease in errors in closing paper- work, according to the lender. "At Zions, we're committed to delivering the best customer service to our borrowers. This collaboration with Snapdocs allows us to significantly enhance our closing process and make the home buying experience more trust- worthy and accessible," said Mike Pell, EVP of Enterprise Mortgage at Zions. "The speed at which we've adopted hybrid closings demonstrates the effec- tiveness of the Snapdocs platform and their dedication to our digital closing success." Zions is also an early user of the new Funding Quality Control (QC) product from Snapdocs. The Funding QC soft- ware ensures the authenticity of crucial funding documents by automating funding and post-closing quality control checks using proprietary artificial intelligence (AI). The Zions team used to hand-examine each page for every closing. Funding QC's team can now concentrate solely on the issues that the Snapdocs platform has detected, as the number of pages requiring manual review has been reduced by 98%. For Zions, this has resulted in sub- stantial time savings and a significant increase in operational efficiency. The lender's future goals include implement- ing Remote Online Notarization (RON) and eNote digital closings, as well as increasing adoption even further. CORELOGIC LAUNCHES PLATFORM FOR PROPERTY, PORTFOLIO, AND MARKET INSIGHTS C oreLogic has announced the launch of Araya, a property and location intelligence platform built for the age of AI. Designed for over five million profes- sionals in the real estate sector, such as loan officers, appraisers, mortgage origi- nators, servicers, insurance underwriters, developers, agents, brokers, real estate attorneys, and housing regulators, Araya utilizes AI-powered analytics to combine CoreLogic's data with insights about properties, markets, and portfolios. "CoreLogic's investment in Araya reflects its vision to make an impact, delivering the critical property, portfolio, and market insights that empower professionals to make confident, informed decisions in the $40+ trillion U.S. housing industry," said Devi Mateti, President of Enterprise Digital Solutions at CoreLogic. With decades of experi- ence serving property professionals, we understand the need for trusted, top-tier data, AI technology, and industry-lead- ing solutions that keep pace with a dynamic real estate landscape." Araya offers insights on individual properties, a wide understanding of the market, and an analysis of the total risk and opportunity in client portfolios. It is built upon a database that covers 99.9% of U.S. properties. With the help of solutions like Climate Risk Analytics, Precision Marketing, Property Intelli- gence, Market Intelligence, and more, users can navigate dynamic housing conditions and come to quicker, more assured conclusions. Araya combines historical data with predictive algo- rithms to provide detailed market trends and property characteristics at a glance, facilitating both short-term and long- term strategic planning. EXPANDED PARTNERSHIP WITH EQUIFAX, GOOGLE CLOUD PROVIDES ACCESS TO DATA INSIGHTS W ith the support of BigQuery, Google Cloud's unified data platform, Equifax has announced the expansion of its part- nership with Google Cloud to securely deliver anonymized, differentiated data assets on the Google Cloud Analytics Hub, a data exchange intended to facil- itate effective and secure data sharing amongst organizations. Equifax is mak- ing its data available through Analytics Hub, giving developers instant access to Equifax insights that will hasten the development of new products. To support decision-making throughout

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