33
February 2025
February 2025 ยป
E X P E R T I N S I G H T S
Servbank, sb | NMLS #203463 | 3138 E. Elwood St. Phoenix, AZ 85034 | (855) 223-1770 | Member FDIC
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stuck with me for almost 20 years as I
continue to evolve and grow through my
career. I think about how I can build,
maintain, and leverage meaningful rela-
tionships to accomplish our goals.
Q:
In the current market, what
do you see as possible
market corrections to amend the
affordability crisis?
The affordability crisis can only be
solved with supply. We need supply of
capital to home builders and rehabbers
to deliver product to the market. We also
need lower rates to unlock the people
who don't want to sell because they
are "stuck" with 3% interest on their
mortgage. Unfortunately, I don't see this
correcting itself quickly.
Q:
What suggestions do you
have for renters who are on
the outside of the home buying
market looking in?
Buying a home should first be a life-
style decision directed by your personal
financial situation. It is not primarily an
investment. It turns into an investment
over the long run due to steady appre-
ciation and amortizing your mortgage.
The best time to buy a home is when
you are ready, not when you think it's a
"good deal."
Q:
Do you see a shift ahead in
the housing marketplace
with the change in the White
House?
You need more than the President
to produce legislation, and it seems like
each party will not give the other an inch
for the good of the people. The housing
market will normalize despite politics.
Q:
What tools do you feel
someone in the mortgage
finance space needs today in or-
der to survive and thrive in today's
marketplace?
The best way to differentiate your-
self from the competition is by building
trusting relationships with your clients.
This will result in satisfied repeat clients
and earn a sense of pride that you can
build moment with.
Q:
What advice would you
give to anyone looking to
break into the mortgage finance
industry today?
Do not chase shiny objects. I see a
lot of people bounce around looking
for the next best thing. Find a place that
aligns with your values and culture and
work hard.
