3
February 2025
February 2025 »
C O N T E N T S
Departments
4
MTECH
10
MOVERS & SHAKERS
18
Cover Feature
ONCE THE
SMOKE CLEARS
MortgagePoint examines how the
California wildfires could have wide-
ranging impacts on government
programs, insurance coverage, and
the housing market.
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76
32
34
36
24
Feature
THE RISE OF
MULTIGENERATIONAL
HOUSING: LENDING TRENDS
AND OPPORTUNITY
Driven by economic pressures, demographic shifts,
and evolving social norms, multigenerational housing
is becoming more commonplace and reshaping how
we live, lend, and borrow.
Expert Insights
MICHAEL GEVURTZ
CEO and Founder of Bluebird Lending
CHANGES TO CALIFORNIA'S
HOME OWNER BILL OF
RIGHTS
Rule was intended to put loan servicers into two
buckets—the "Big Guys" who annually handle 175 or
more annual qualifying foreclosures and the "Little
Guys" who do not meet the 175 threshold.
TAKE ADVANTAGE OF A
SLOW MARKET TO SHORE
UP PROCESSES
With rates starting to drop, savvy lenders are moving
to get ahead of the game before a rebound.
Special Section
WHITE HOUSE NOMINEES
A look at President Trump's picks for his cabinet and
other high-level positions that are sure to
shake up the industry.
Also in this Issue
RECORD NUMBER OF
RENTERS STRUGGLE WITH
AFFORDABILITY
