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MortgagePoint ยป Your Trusted Source for Mortgage Banking and Servicing News 14 March 2025 their disposal," said Bill Cosgrove, CEO of Union Home Mortgage. "I am opti- mistic about 2025, particularly within new construction, and you could not ask for a better team to execute on that optimism." Delp steps into the role of Area Manager with extensive experience as a top producing Manager based in Delaware. Rosman will focus on expanding UHM's presence from his Greater Philadelphia office where he too is a top producing Manager. Barker joins as a producing Area Manager, and will build a team aiming for significant expansion in Pittsburgh. DiMaio is an accomplished mort- gage industry veteran with more than 25 years of experience leading teams across a variety of corporate functions. Prior to Union Home Mortgage, he was a Regional Sales Manager and SVP at Wells Fargo. An engaged member of his community, DiMaio contributes as a Board Member of Neighborhood Housing Services of Greater Berks whose mission is to facilitate and pro- vide affordable housing services across Berks County. Together, Barker, Delp, and Rosman bring nearly 70 years of mortgage in- dustry experience assisting clients with crucial housing decisions. Their pro- fessional experience represents stints at Wells Fargo, JPMorgan Chase, and many others over their long careers. PANORAMA MORTGAGE NAMES NEW CFO Panorama Mortgage Group announce the appointment of Philip Riccio as its new Chief Financial Officer (CFO). With more than two decades of experience in the mortgage industry, Riccio brings a wealth of expertise in capital markets, financial management, and strategic leadership to his new role. Since joining Panorama Mortgage in February 2022 as SVP of Capital Markets, Riccio has been instrumental in overseeing critical functions such as trading, hedging, pricing, and investor relations. In February 2024, he ad- vanced to EVP of Capital Markets and TPO. These spearheading initiatives enhanced operational efficiency and business growth, including creating a correspondent/wholesale channel with $70 million in monthly volume. Riccio began his career in the mort- gage industry in 2002 and has held key leadership roles with several prominent organizations, including Stearns Lend- ing and Caliber Home Loans. As CFO, Riccio will oversee all financial functions, including strategic planning and financial reporting, and ensure Panorama Mortgage Group's sustainable growth. PROVIDENT BANK BOLSTERS LEADERSHIP WITH VP, SENIOR RELATIONSHIP MANAGER Provident Bank has announced the addition of Mohamed Najam as VP, Senior Relationship Manager with the bank's Mortgage Warehouse Lending team, as the bank continues to bolster its specialty lending business, specifically in the mortgage warehouse space. Najam is responsible for developing new and profitable warehouse lending relationships in the Northeast, Mid-At- lantic, and Southeast regions. This includes prospecting for new clients via direct solicitation, centers of influence, existing customers and other referral sources. In addition, he will service and maintain existing relationships, cross sell other banking products and services, as well as manage the overall credit process through underwriting, approval, closing, and boarding. "Mohamed is a seasoned banker with extensive experience in mortgage warehouse lending, business develop- ment, asset-based lending, and credit risk management," said Thomas Berger, SVP and Team Leader, Mortgage Warehouse M O V E R S & S H A K E R S Together, Barker, Delp, and Rosman bring nearly 70 years of mortgage industry experience assisting clients with crucial housing decisions.