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15 March 2025 March 2025 » Lending for Provident Bank. "As we continue to expand our business, the ad- dition of Mohamed to our team ensures that we remain well positioned to grow our portfolio, while providing customers with a best-in-class experience." Najam has more than 20 years of experience in mortgage warehouse lending and corporate banking. Most recently, he served as First VP with the warehouse lending division at Flagstar Bank. In this role, he was responsible for directing and driving business devel- opment and growth, while maintaining and identifying new business relation- ships. He has also held positions with Santander Bank and Bank of America. "Talent and customer experience is the key to Provident's success, Mo- hamed brings both to our mortgage warehouse platform. Mohamed will play a critical role in the continued success and growth of the team as we commit to serving this dynamic indus- try," said Ron Krauskopf, EVP, Head of Commercial Specialty Lending for Provident Bank. EVERGREEN HOME LOANS EXPANDS INTO THE SOUTHEAST Evergreen Home Loans, a full-service direct home loan lend- er specializing in origination, funding, and servicing across the Western United States, is expanding its footprint into the Southeast with newly appointed Regional Manager John Porath leading the way. Porath began his mortgage career in 1989 as a Loan Officer with Norwest, laying the foundation for a remarkable career that has since spanned over three decades. His experience includes senior leadership roles with industry giants such as JPMorgan Chase, GMAC Mort- gage, First American Mortgage Services, and Guaranteed Rate Affinity. "I'm thrilled to have someone as talented as John leading our new Southeast Region," said Robert Lipston, EVP for Evergreen Home Loans. "His proven success in building strong teams and partnerships, along with his deep industry expertise, makes him the perfect fit for this role. John's leadership and ability to connect with loan officers will be instrumental in driving our core conviction of growth and success for the region. We're excited to welcome him to the Evergreen Home Loans family." Evergreen Home Loans has offices in six western states: Arizona, Califor- nia, Idaho, Nevada, Oregon, and Wash- ington. The company is also licensed to originate loans in Colorado, Montana, Texas, and Wyoming. Service Providers FORMER CHIEF COUNSEL TO THE HOUSE FINANCIAL SERVICES COMMITTEE JOINS ZEST AI Zest AI, a provider of fintech and artificial intelligence (AI) services, has an- nounced the appoint- ment of Esther Kahng as Head of Public Policy and Chief of Staff. In this role, Kahng will serve as a strategic advisor to the CEO and lead the company's engagement with policymakers and regulatory bodies, drawing on her extensive experience in financial services policy and legislation. Kahng joins Zest AI following a career spanning over a decade on Capitol Hill, most recently serving as Chief Counsel to the House Financial Services Committee under Chairwom- an Maxine Waters. During her tenure, she was at the forefront of legislative and regulatory efforts around financial technology and AI, working to support advances in technology that benefit consumers and community banks. "Kahng's deep understanding of financial services policy and regulatory frameworks makes her the ideal leader for our government relations efforts at M O V E R S & S H A K E R S "Kahng's deep understanding of financial services policy and regulatory frameworks makes her the ideal leader for our government relations efforts at this crucial time for our industry." —Mike de Vere, CEO, Zest AI