DSNews delivers stories, ideas, links, companies, people, events, and videos impacting the mortgage default servicing industry.
Issue link: http://digital.dsnews.com/i/1532872
MortgagePoint » Your Trusted Source for Mortgage Banking and Servicing News 2 March 2025 F R O M T H E E D I T O R David Wharton Editor-in-Chief Magazine EDITOR-IN-CHIEF David Wharton ART DIRECTOR Jason Stone MANAGING DIGITAL EDITOR Eric C. Peck REPORTERS Demetria C. Lester MAGAZINE CONTRIBUTORS Christina Dattilio, Maria Moskver, R. Alan Pair, Matthew Podmenik, Selena Townsend COPY EDITOR Brandy Scott ADVERTISING 214.525.6700 EDITORIAL ADVISORY BOARD Daren Blomquist, VP of Market Economics, Auction.com Benjamin Gottheim, Director, Mortgage Servicing Policy, Freddie Mac Kevin Bowen, Head of Home Lending Product & Innovation, JPMorgan Chase & Co. Michael Keaton, SVP, Default Subservicing, Ocwen Jane Larkin, VP, Strategic Initiatives, VRM Mortgage Services Michael Merritt, SVP, Mortgage Default Servicing, BOK Financial Candace Russell, VP of Post-Sale Activities, Default Servicing, Carrington Mortgage Services, LLC Bryan Bolton, Chief Administrative Officer and SVP- Mortgage and Consumer Servicing, U.S. Bank Jacob Williamson, SVP Single-Family Collateral Risk Management, Fannie Mae Kim Yowell, EVP of Servicing, Fairway Independent Mortgage Servicing EXECUTIVE ADVISOR Michael S. Waldron CORPORATE OFFICERS PRESIDENT & CFO Jonathan Hughes ART DIRECTION Jordan Funderburk, Jason Stone No part of this publication may be reproduced without written permission from the publisher. © 2025 Five Star Global, LLC. All Rights Reserved 1341 W. Mockingbird Rd, Ste 900W Dallas, TX 75247 This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. MortgagePoint strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. MortgagePoint does not guarantee the accuracy of the information and is not liable for any damages, losses, or other detriment that may result from the use of these materials. THE BLACK BOOK RETURNS T he Black Book has been an annual tradition for as long as I've been with the Five Star Institute, and it was one of the first major projects I worked on when I joined the company as a wee online reporter many years ago. In those days, it ran in the pages of our predecessor publication, DS News, but it's one we're proud to carry over and continue in the pages of MortgagePoint. As in years past, our Black Book legal edition shines a spotlight on the legal professionals and financial services attorneys who serve as critical partners to mortgage servicers. The Black Book section itself is divided into three sections: photo profiles of some of our Legal League firms, a more extensive section of text listing profiles divided by state, and profiles of this year's "Women of Law." In our "Paving the Path for Servicing Professionals" piece, MortgagePoint spoke with Legal League Chair Stephen M. Hladik and Co-Chair Jane Bond, who discussed the League's accomplishments over the past year, and where they hope to see the organization head in the years to come. This issue also includes the first installment of our new quarterly feature, Sidebar With Stan, in which we ask Freedom Mortgage CEO Stanley C. Middleman five topical questions on a subject of interest. For this inaugural installment, Middleman discusses intersections between the housing market and larger economic trends. In our feature "The Evolution of POS Technology," Cloudvirga CEO Maria Moskver explores how point-of-sale (POS) solutions in the mortgage space are delivering more for less to meet the continued demands of tech- savvy homebuyers. After that, Christina Dattilio and Selena Townsend of Certainty Home Lending bring us a piece called "The Future of Mortgage Lending: Women Empowering Women." Over the years, networking, education, and mentorship programs have helped women overcome barriers to create a diverse and inclusive workforce that matches up well with the diverse clientele that every mortgage company desires to serve. Next, R. Alan Pair of ServiceLink examines "The Rise of ADUs: What Lenders and Borrowers Need to Know." As the housing shortage continues, Accessory Dwelling Units are rising in popularity, with many cities and states altering their regulations to make it more feasible for property owners to add an ADU. You'll find all this and more in the pages ahead. Welcome to the March 2025 installment of MortgagePoint.