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MortgagePoint » Your Trusted Source for Mortgage Banking and Servicing News 14 April 2025 servicing and subservicing," said Sandy Jarish, President of Mortgage Servic- ing at Planet Home Lending. "We are thrilled to welcome him to our team, which is dedicated to delivering cost-ef- fective solutions, execution-focused strategies, and industry-leading bor- rower retention. Our priority remains providing scalable, high-touch services that optimize asset health and enhance portfolio value—especially in the com- plex commercial loan environments of our expanding non-agency business." Before joining Planet Home Lend- ing, Gerling served as SVP at Car- rington Mortgage Services, Mortgage Lending Division, and previously held the role of EVP of Servicing Operations. He also served as EVP of Performing Servicing at Shellpoint Mortgage Servicing. "I'm impressed by the level of experience at Planet and its commit- ment to providing best-in-class service to borrowers and clients," Gerling said. "Servicing is the backbone of the mort- gage process—loans will always need to be serviced—and Planet has built a division that's focused on growth and innovation." EMBRACE HOME LOANS TAPS NEW MANAGER FOR FLORIDA BRANCH Embrace Home Loans, a national mortgage lender, has hired Donny Panasis as Branch Manager of its Viera, Florida office, where he and his team will originate loans for both existing and new construction homes. Panasis will also lead the branch's growth initiatives, including immediately recruiting loan officers and developing relationships with real estate brokerag- es, homebuilders, and financial advisors. Panasis previously served as a Loan Originator for The Mortgage Firm and TD Bank. With nearly 10 years of lending experience, he is committed to delivering exceptional service whether working with first-time homebuyers or seasoned homeowners looking to refinance. "What attracted me to Embrace can be summed up in one word: culture," Panasis said. "The entire Embrace team feels more like a family where everyone supports each other for the common goal—to provide an excellent experi- ence for the client and to do the job better than anyone else in the industry. By combining great technology, afford- able rates and terms, industry-leading tools, and supportive culture, Embrace Home Loans is positioned to make sure our clients get the best deal for their specific needs." Panasis is an active member of the Space Coast Association of Realtors and the Home Builders & Contractors Association. He also serves as a board member of 321Millennials, a philan- thropic organization dedicated to giving back to the community. "We're delighted to welcome Donny to our team," said Jason Will, SVP of Growth and Southeast Regional Executive at Embrace Home Loans. "His commitment to exceptional client service, strong leadership skills, and deep com- munity connections make him the perfect fit. We're confident his expertise will be instrumental in growing our presence in the thriving Space Coast market." RATE ADDS NEW SOUTHEASTERN MLO Rate has named AJ DiCarlo as a Mort- gage Loan Originator serving homebuyers, investors, and homeowners throughout the Florida Panhandle region. A 21-year U.S. Air Force veteran, DiCarlo served as a Special Operations Combat Airspace Manager, demonstrating leadership and precision in high-stakes environments. Now, he brings that same commitment to excellence and service to the mortgage industry, helping individuals and families navigate home financing with confidence. "The attraction of being a Mortgage Loan Originator was brought on by my undying desire to serve," DiCarlo said. "The joy of assisting first-time homebuyers in living out their dream of purchasing their first home, aiding real estate investors in expanding their real estate portfolio and creat- ing generational wealth, and helping existing homeowners with a refinance to ease some of the burden their current monthly obligations may bring them is what keeps me going." With deep roots in Fort Walton Beach, DiCarlo understands the unique needs of buyers and homeowners in the Florida Panhandle. Whether guiding first-time buyers, supporting investors in growing their real estate portfolios, or assisting homeowners in refinancing, he is dedicated to providing personal- ized mortgage solutions. PENNYMAC NAMES NEW HEAD OF PUBLIC POLICY PennyMac Financial Services has appoint- ed Isaac Boltansky as Managing Director, Head of Public Policy. Boltansky is a widely respected expert in the financial services and mortgage industry. In this role, he will develop and execute a comprehensive public policy strategy that strengthens the company's relationships with key government and industry stakeholders. This will include engaging with federal and state policymakers, regulatory agencies, and industry associations; monitoring and analyzing legislative and regulatory developments; ad- vocating for policies that align with PennyMac's objectives; and providing thought leadership on key housing finance policy issues. His expertise in navigating complex policy landscapes will be essential in ensuring PennyMac remains at the forefront of the changing mortgage landscape. M O V E R S & S H A K E R S