3
June 2025
June 2025 ยป
C O N T E N T S
Departments
4
MTECH
6
MOVERS & SHAKERS
Cover Story
12
THE VANISHING
DREAM OF
HOMEOWNERSHIP?
Soaring prices, limited supply, and
rising rates have pushed the American
Dream out of reach for millions. Can
the industry help bring it back?
18
33
22
26
28
30
Features
THE RISE OF
HISPANIC AMERICAN
HOMEOWNERSHIP
REDUCING ESCROW
FALLOUTS: A SIMPLE
SOLUTION TO PREVENT
FAILED CLOSINGS
SIDEBAR WITH STAN
MortgagePoint's quarterly feature, where we ask
Freedom Mortgage CEO Stanley C. Middleman
topical questions about a subject of interest.
THE RISING COST OF
COMPLIANCE: HOW IT, SECURITY,
AND INSURANCE REQUIREMENTS
IMPACT DIVERSE AND WOMEN-
OWNED FIRMS
FROM DAYS TO MINUTES:
HOW AI IS TRANSFORMING
MORTGAGE
PREQUALIFICATION
Special Issue
2025
MORTGAGE
LENDING
EXCELLENCE
AWARDS
Recognizing the Best in Mortgage lending
