MortgagePoint » Your Trusted Source for Mortgage Banking and Servicing News
80
July 2025
F I N A L T H O U G H T S
"still tough for many Americans"
Chen Zhao, Head of Economics Research for Redfin, revealed that while American buyers have
negotiating power, most still find it difficult to purchase a home as affordability remains a challenge,
and many are willing to accept offers below asking price to close negotiations.
"a narrow range"
Sam Khater, Chief Economist for Freddie Mac, suggested that since mortgage rates have moved
within a limited scope for the past few months, rate stability, improving inventory, and slower
house price growth are becoming an encouraging combination as consumers celebrated National
Homeownership Month in June.
"signaling a transition"
Danielle Hale, Chief Economist at Realtor.com, discussed how, despite continually changing
market conditions, investors accounted for the highest percentage of sellers nationwide in 2024,
indicating a significant shift in investor trends.
"a light at the end of the tunnel"
Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), expressed that even
though home sales have been extremely tough over the past 24 months—representing the lowest
sales in 30 years for two consecutive years—most renters still show a desire to own a home.
"a list of regrets"
Mark Hamrick, Senior Economic Analyst at Bankrate, explained how buyer's remorse spurred by
affordability issues rank high for many Americans after homeowners complete their home purchase.
