DSNews delivers stories, ideas, links, companies, people, events, and videos impacting the mortgage default servicing industry.
Issue link: http://digital.dsnews.com/i/1537265
MortgagePoint » Your Trusted Source for Mortgage Banking and Servicing News 2 July 2025 F R O M T H E E D I T O R David Wharton Editor-in-Chief Magazine EDITOR-IN-CHIEF David Wharton ART DIRECTOR Jason Stone MANAGING DIGITAL EDITOR Eric C. Peck REPORTER Demetria C. Lester MAGAZINE CONTRIBUTORS Jay Arneja Phil Britt David Leskovar Lucas Rocklin COPY EDITOR Brandy Scott ADVERTISING 214.525.6700 EDITORIAL ADVISORY BOARD Daren Blomquist, VP of Market Economics, Auction.com Benjamin Gottheim, Director, Mortgage Servicing Policy, Freddie Mac Kevin Bowen, Head of Home Lending Product & Innovation, JPMorgan Chase & Co. Michael Keaton, SVP, Default Subservicing, Ocwen Jane Larkin, VP, Strategic Initiatives, VRM Mortgage Services Michael Merritt, SVP, Mortgage Default Servicing, BOK Financial Candace Russell, VP of Post-Sale Activities, Default Servicing, Carrington Mortgage Services, LLC Bryan Bolton, Chief Administrative Officer and SVP- Mortgage and Consumer Servicing, U.S. Bank Jacob Williamson, SVP Single-Family Collateral Risk Management, Fannie Mae Kim Yowell, EVP of Servicing, Fairway Independent Mortgage Servicing EXECUTIVE ADVISOR Michael S. Waldron CORPORATE OFFICERS PRESIDENT & CFO Jonathan Hughes ART DIRECTION Jordan Funderburk, Jason Stone No part of this publication may be reproduced without written permission from the publisher. © 2025 Five Star Global, LLC. All Rights Reserved 1341 W. Mockingbird Rd, Ste 900W Dallas, TX 75247 This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. MortgagePoint strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. MortgagePoint does not guarantee the accuracy of the information and is not liable for any damages, losses, or other detriment that may result from the use of these materials. A SNAPSHOT OF HOUSING, HALFWAY THROUGH 2025 W e're halfway through the year, halfway through the first year of President Trump's second term, and the heat is rising on the housing market both literally and metaphorically. In this month's cover story, "Fault Lines in the Market," MortgagePoint spoke with a pair of industry economists to learn how everything from tariff impacts to local market trends are impacting housing as the summer heat sets in. We've also got two exclusive conversations with industry executives this month in The Exchange. First up, we speak with Donna Schmidt, Managing Director & Owner of DLS Servicing about the administration's ongoing attempts to shrink or eliminate the CFPB, the lingering effects of this year's Los Angeles wildfires, and how the industry is navigating the elephant in the room that is artificial intelligence. We also have an interview with Malloy Evans, EVP and Head of Single-Family Business, Fannie Mae. He discusses current barriers to homeownership and how Fannie is working to address them. In "More Than a Mortgage: Building Borrower Loyalty," David Leskovar of Bindable discusses ways in which lenders can enhance the borrower experience by unlocking new revenue streams and increasing customer loyalty. Also, Jay Arneja of nCino discusses how as mortgage servicers continue to play a role in accelerating eNote adoption, servicers who delay embracing these digital advances risk falling behind operationally and competitively as their portfolios evolve. You'll find all of this and more in the pages ahead. Welcome to the July 2025 issue of MortgagePoint.