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MortgagePoint August 2025

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11 August 2025 August 2025 ยป themortgagepoint.com M O V E R S & S H A K E R S a renewed commitment to addressing the unfinished business of empowering communities, enhancing self-sufficiency, and breaking the cycle of generational poverty." HUD also announced the appoint- ment of Ashlea Quinonez as the Regional Administrator for the Southwest Region (Region VI). Quinonez has more than 20 years of experience in the private and public sectors. She served on boards for business and non- profit organizations and received the Na- tional ATHENA Leadership Award in 2019. She also served in senior legislative and management roles for former U.S. Senator Phil Gramm, former U.S. Congressman Sam Johnson, and at the U.S. Department of Health and Human Services. As Southwest Regional Administrator, Quinonez will lead field operations across Region VI, serving Arkansas, Louisiana, New Mexico, Oklahoma, and Texas. In this role, she will support Secretary Turner in expanding access to affordable housing, promoting community revital- ization, and unlocking homeownership opportunities for Americans in rural, tribal, and urban communities. "I am proud to appoint fellow Texan, Ashlea Quinonez, as HUD's Southwest Regional Administrator," HUD Secretary Turner said. "Her outstanding record in government relations throughout the great State of Texas is an invaluable asset as we work together to address the needs of Americans across the region." SENATE CONFIRMS JONATHAN GOULD AS COMPTROLLER OF THE CURRENCY The U.S. Senate has confirmed Jonathan Gould as the next Comptroller of the Currency at the Office of the Comptroller of the Currency (OCC) for a five-year term by a vote of 50-45. "Jonathan's extensive background, including his firsthand experience at the OCC, means he'll be ready to hit the ground running as Comptroller," said U.S. Sen. Mike Crapo, Chair of the U.S. Senate Finance Committee. "I am confi- dent in his ability to carry out the agency's critical mission to ensure the safety and soundness of our banking system, and to ensure banks provide fair access to financial services. He has the experience, quality of character and demeanor to be an effective leader of the agency, and I look forward to working with him in this new role." Gould, who was nominated in February, replaces Rodney E. Hood, who was named Acting Comptroller of the Currency on February 10, 2025. Having previous experience at the OCC when crypto-banking was in its infancy, Gould's appointment could mean a potential push for crypto in the banking arena. As Comptroller of the OCC, Gould will serve as the administrator of the federal banking system and CEO of the OCC. The OCC ensures that the federal banking system operates in a safe manner, provides fair access to financial services, treats customers fairly, and complies with applicable laws and regulations. The OCC supervises more than 1,000 national banks, federal savings associations, and federal branches and agencies of foreign banks that serve consumers, businesses, and communities across the United States. These institu- tions range from community banks to the nation's largest most internationally active banks. The Comptroller also serves as a Director of the Federal Deposit Insurance Corporation (FDIC) and a member of the Financial Stability Oversight Council (FSOC) and the Federal Financial Institu- tions Examination Council (FFIEC). Gould previously served as the Senior Deputy Comptroller and Chief Counsel of the OCC. He oversaw all the agency's legal and licensing activities, including legal advisory services to banks and examiners, enforcement, litigation, agency adminis- trative matters, legislative initiatives, the chartering of new banks, and changes in structure and activities of existing banks. He led the OCC's legal and licensing teams through a transformational period YOUR TRUSTED SOURCE FOR MORTGAGE BANK ING AND SERVICING NEWS DECEMBER 2024 Magazine PRESERVING the AMERICAN DREAM Industry experts from Five Star's PROPERTY PRESERVATION EXECUTIVE FORUM discuss the trends and challenges facing the field services sector as we head into the new year. ALSO IN THIS ISSUE EXPERT INSIGHTS ASSESSING TODAY'S LANDSCAPE Derrick Barker, Co-Founder & CEO of Nectar, discusses his beginnings in the mortgage market CONTRIBUTED SPOTLIGHT: LEGAL LEAGUE IN PENNSYLVANIA, IS THERE A RIGHT TO JURY TRIAL IN IN REM FORECLOSURE ACTIONS? THE NATIONAL PROPERTY PRESERVATION CONFERENCE CELEBRATES TWO DECADES OF INDUSTRY ACTION REIMAGINING CREDIT AND VERIFICATION WORKFLOWS Subscribe to MortgagePoint and MortgagePoint Digital now! Visit themortgagepoint.com/mp-access to take advantage of our special offer! Experts you trust. People you know. News you want. MortgagePoint is putting essential mortgage market news at your fingertips with our new digital edition, now available online via your smartphone, tablet, or computer. Enjoy the magazine at your desk, and tap into MortgagePoint Digital's easily accessible platform anywhere, anytime. Committed to giving originators, servicers, and all lending professionals access to smarter perspectives, MortgagePoint believes it's time to think differently about the mortgage industry. Because the American Dream is evolving . . . are you? YOUR TRUSTED SOURCE FOR MORTGAGE BANK ING AND SERVICING NEWS FEBRUARY 2025 Magazine In This Issue: THE RISE OF MULTI- GENERATIONAL HOUSING: LENDING TRENDS AND OPPORTUNITY EXPERT INSIGHTS MICHAEL GEVURTZ CEO AND FOUNDER OF BLUEBIRD LENDING CHANGES TO CALIFORNIA'S HOME OWNER BILL OF RIGHTS TAKE ADVANTAGE OF A SLOW MARKET TO SHORE UP PROCESSES With rates starting to drop, savvy lenders are moving to get ahead of the game before a rebound. SPECIAL SECTION WHITE HOUSE NOMINEES A look at President Trump's picks for his cabinet and other high-level positions that are sure to shake up the industry. Once the Smoke Clears MortgagePoint examines how the CALIFORNIA WILDFIRES could have wide-ranging impacts on government programs, insurance coverage, and the housing market. YOUR TRUSTED SOURCE FOR MORTGAGE BANK ING AND SERVICING NEWS JANUARY 2025 Magazine ECONOMIC FORECAST 2025 MortgagePoint surveys a panel of economists and industry experts about where the housing market and mortgage industry will be headed in a new year and under a new incoming president.

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