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August 2025
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C O N T E N T S
Departments
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MTECH
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MOVERS & SHAKERS
Cover Story
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2025
AGENT & BROKER
EXCELLENCE
AWARD
MortgagePoint's Agent & Broker
Excellence Awards honor licensed real
estate professionals who consistently
deliver exceptional service.
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Features
HOW TO COMBAT
LOAN APPLICATION
ABANDONMENT
Borrowers start the journey to homeownership
with clear intent—but somewhere between
application start and submission—they run
into friction, confusion, and a lack of immediate
support ... and then they're gone.
THE RESURRECTION OF
VACANT REO AUCTIONS:
GOOD NEWS FOR
HOUSING
PROACTIVE, NOT REACTIVE:
ENGAGING BORROWERS
EARLY TO PREVENT
DELINQUENCY
Industry leaders stress the need for trust,
technology, and training to keep homeowners
in their homes ... and delinquencies out of the
red zone.
Membership Spotlight
Jim Hastings, Hastings Brokerage, Ltd., FORCE
Chairman
The Exchange
Jerry Mills, Asset Manager, Phoenix Asset
Management
David McCarthy, Chief Lobbyist & Head,
Legislative Affairs, CRE Finance Council
Nation One Mortgage Corporation's VP, Phil
Crescenzo Jr. shares his outlook on a potential
end to conservatorship, the impact of credit score-
based pricing, and why lenders need to keep
messaging simple and focused.
