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MortgagePoint » Your Trusted Source for Mortgage Banking and Servicing News 2 September 2025 F R O M T H E E D I T O R David Wharton Editor-in-Chief Magazine EDITOR-IN-CHIEF David Wharton ART DIRECTOR Jason Stone MANAGING DIGITAL EDITOR Eric C. Peck REPORTER Demetria C. Lester MAGAZINE CONTRIBUTORS David Doyle Andy Beth Miller John Rohrbach COPY EDITOR Brandy Scott ADVERTISING 214.525.6700 2025 EDITORIAL ADVISORY BOARD Daren Blomquist, VP of Market Economics, Auction.com Michael Keaton, SVP, Subservicing Business Development, Onity Group Inc. Michael Merritt, SVP, Customer Care & Mortgage Default Servicing, BOK Financial Candace Russell, VP of Post-Sale Activities, Default Servicing, Carrington Mortgage Services, LLC Bryan Bolton, Chief Administrative Officer and SVP- Mortgage and Consumer Servicing, U.S. Bank Kevin Bowen, Head of Home Lending Product & Innovation, JPMorgan Chase & Co. Benjamin Gottheim, VP, Servicing Policy, Single- Family Portfolio & Servicing, Freddie Mac LaQuanda Sain, EVP of Servicing, Rocket Mortgage Jake Williamson, SVP of Single-Family Collateral & Quality Risk Management, Fannie Mae Kim Yowell, EVP of Servicing, Fairway Independent Mortgage Servicing EXECUTIVE ADVISOR Michael S. Waldron CORPORATE OFFICERS PRESIDENT & CFO Jonathan Hughes ART DIRECTION Jordan Funderburk, Jason Stone No part of this publication may be reproduced without written permission from the publisher. © 2025 Five Star Global, LLC. All Rights Reserved 1341 W. Mockingbird Rd, Ste 900W Dallas, TX 75247 This publication is intended to provide accurate, authoritative, and detailed information in regard to the subject matter covered. All written materials are disseminated with the understanding that the publisher is not engaged in rendering legal advice or other professional services. Under no circumstance should the information contained herein be relied upon as legal advice as it is designed to be a source of information only. MortgagePoint strongly encourages the use of qualified attorneys or other qualified experts with regard to the subject matter covered. MortgagePoint does not guarantee the accuracy of the information and is not liable for any damages, losses, or other detriment that may result from the use of these materials. RECOGNIZING INDUSTRY EXCELLENCE T his month, we focus on one of the industry's top gatherings of the year, the 2025 Five Star Conference & Expo (FSC). Set for September 29-October 1 at the Omni Dallas Hotel. For 22 years, the Five Star Conference has served as a hub for like-minded professionals who share a common goal of advancing the mortgage industry. A full agenda of events is available at fivestarconference.com. The annual Women in Housing Leadership Awards are one of the most popular and time-honored traditions at the annual FSC. The awards recognize the achievements of women executives whose contributions continue to impact the housing and mortgage servicing industries. In this month's edition, you can meet our 25 finalists for the awards, with the five final recipients being announced during the ceremony at FSC. Next month, we will further profile those five recipients, across our categories of the Rising Star Executive Award, the Mortgage Visionary Award, the Public Sector Champion Award, the Industry Partner Impact Award, and Laurie A. Maggiano Legacy Award. In addition to our monthly features and informative columns in our September issue, we will also recognize those honored with Five Star's 2025 Mortgage Servicing Excellence Awards, a distinction recognizing the outstanding achievements of mortgage servicers nationwide. Thank you again for making MortgagePoint your destination for the latest in the mortgage finance and servicing industries. If attending the Five Star Conference in Dallas, stop by our booth or say hello to our staff, a group committed to you, the reader, in our effort to bring you top- notch coverage of the industry.