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11 October 2025 October 2025 » themortgagepoint.com M O V E R S & S H A K E R S FDIC ANNOUNCES FIVE SENIOR LEADERSHIP APPOINTMENTS The Federal Deposit Insurance Cor- poration (FDIC) announced the appointment of the following personnel to serve in senior leadership positions. Ryan Billingsley has been appoint- ed Director of the FDIC's Division of Risk Management Supervision (RMS), overseeing the agency's safety and soundness examination and supervi- sion of insured commercial banks and savings institutions. Billingsley has served as Acting Director of RMS since March 2025 and previously served as Deputy Director of Capital Markets and Accounting Policy, where he pro- vided leadership in the area of capital markets and accounting regulation, risk surveillance, and examination support. Billingsley previously worked in the private sector, serving in several roles in the banking and financial services industry. He earned a bachelor's degree in economics from the University of Virginia, completed the Stonier Gradu- ate School of Banking at the University of Pennsylvania, and is a Chartered Financial Analyst. Matthew P. Reed has been appoint- ed FDIC General Counsel. Reed has served as Acting General Counsel since January 2025. He previously served as an executive in the Legal Division's Emerging Technology, Anti-Money Laundering/Cyber Fraud Policy Group. Reed's private sector experience includes serving in an executive role at a globally active bank. Reed's previ- ous federal government experience includes serving as Chief Counsel in the U.S. Department of the Treasury's Office of Financial Research; various roles at the U.S. Securities and Ex- change Commission; trial work at the U.S. Department of Justice; and counsel to the U.S. Senate Judiciary Committee. Reed holds a bachelor's degree from Michigan State University and a law degree from George Mason University's Antonin Scalia Law School, where he also teaches a course on fintech law. Alex LePore has been appointed Deputy to the Chairman for Policy. LePore rejoined the FDIC in January 2024 as a Deputy to the Vice Chairman and has continued to serve as a key policy advisor to the Acting Chair- man. As Deputy for Policy, LePore will continue to oversee the development and execution of a range of regulatory initiatives and coordinate with internal and external stakeholders on matters of policy. LePore has held previous roles in the public and private sector, including at a major law firm and the U.S. Senate Committee on Banking, Housing, and Urban Affairs. He earned a bachelor's degree in government from Georgetown University and a law degree from George Washington University Law School. Mark L. Handzlik has been appointed Special Advisor to the Chairman. Handzlik was appointed as a Deputy to the Vice Chairman in Janu- ary 2023 and has continued to serve as a key policy advisor to the Acting Chair- man. As Special Advisor, Handzlik will continue to provide policy analysis and development and strategic counsel on a range of issues. During his previous role in the agency's Legal Division, Handzlik played a key role working on interagency Basel III capital reforms and other capital markets issues. He also served as a Manager of Policy Development and Lead Financial In- stitution Policy Analyst with the Board of Governors of the Federal Reserve System. Handzlik earned a bachelor's degree in economics from Canisius University, as well as a master's degree in business administration and a law degree from the University at Buffalo. Dan Marcotte has been appoint- ed FDIC Ombudsman, serving as an independent, neutral, and confidential liaison between the agency and any person or entity experiencing problems with the FDIC's supervisory, examina- tion, or resolution activities. A 35-year FDIC veteran, Marcotte served as Act- ing Ombudsman starting in May 2025 and has been the Chicago Regional Subscribe to MortgagePoint and MortgagePoint Digital now! Visit themortgagepoint.com/mp-access to take advantage of our special offer! Experts you trust. People you know. News you want. MortgagePoint is putting essential mortgage market news at your fingertips with our new digital edition, now available online via your smartphone, tablet, or computer. Enjoy the magazine at your desk, and tap into MortgagePoint Digital's easily accessible platform anywhere, anytime. Committed to giving originators, servicers, and all lending professionals access to smarter perspectives, MortgagePoint believes it's time to think differently about the mortgage industry. Because the American Dream is evolving . . . are you? JULY 2025 Magazine YOUR TRUSTED SOURCE FOR MORTGAGE BANK ING AND SERVICING NEWS Behind steady economic growth, cracks are starting to show, from stalled sales to diverging regional trends. What do the experts say is coming next? 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