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80
October 2025
F I N A L T H O U G H T S
"softer interest rates"
Andy Walden, Head of Mortgage and Housing Market Research for ICE Mortgage
Technology, revealed that potential homebuyers have gained momentum, with higher
demand competing with tighter supply.
"a slight delay"
Jeff Ostrowski, Housing Market Analyst for Bankrate, discussed how homeowners who
are currently applying for a mortgage may encounter delays but shouldn't expect the entire
process to be completely disrupted.
"a consistent pattern"
Rob Barber, CEO of ATTOM, detailed how there has been a steady trend of rising
foreclosure activity in the market in 2025, with both starts and completions showing year-
over-year increases for several quarters in a row.
"a major milestone"
Jake Vehige, President of Mortgage Lending at Neighbors Bank, talked about how, in the
current climate, buyers must consider all of their options while keeping their sights set on
areas where housing costs are in line with local incomes, where there is ample access to
government-backed loans and down payment assistance, and where they can establish a
secure, fulfilling life.
"tilting in buyers' favor"
Danielle Hale, Chief Economist at Realtor.com, explained that with more homes for sale,
longer days on the market, and more competitive pricing, September's housing trends
indicated that the market is shifting more in favor of buyers.
