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MortgagePoint » Your Trusted Source for Mortgage Banking and Servicing News 16 October 2025 M O V E R S & S H A K E R S company's growth into the nation's second largest subservicer at the time. At PNC Bank, he led both Mortgage and Consumer Operations, successfully merging platforms and best practices across multiple lending products. Said Saab, "I'm particularly excited to join loanDepot with Anthony back at the helm. His vision, along with loan- Depot's commitment to innovation and customer excellence, align perfectly with my own values and what truly motivates me. I'm thrilled to join the team to help drive servicing excellence as loanDepot continues to evolve and grow." In his new role, Saab will lead loan- Depot's servicing division, overseeing daily operations, strategic initiatives, and cross-functional partnerships to deliver a seamless, tech-enabled bor- rower experience. He will be based in the company's Plano, Texas office. FNB ADDS AI AND DATA SCIENCE DIRECTORS TO STRATEGY LEADERSHIP TEAM First National Bank, the largest subsidiary of F.N.B. Corporation, announced that it has hired Santosh Sinha, Director of AI and Innovation, and Sundeep Tangirala, Director of Data Science. Sinha and Tangirala report to Chris Chan, Chief Strategy Officer. "Innovation and digital technology are significant drivers of FNB's growth and superior client experience," said Vincent J. Delie, Jr., Chairman, President, and CEO of F.N.B. Corporation and First National Bank. "Our latest hires bring highly specialized expertise to expand the powerful ways that AI, data science and quantitative modeling inform our stra- tegic planning and service delivery." Sinha, an accomplished AI thought leader, is responsible for developing and executing the company's AI strategy with a focus on ethical and compliant practices. Additionally, he will identify high-value opportunities for innovation and foster cross-functional collaboration to deliver transformative solutions. In addition to his 10 years of financial services industry experience, his diverse background includes roles as a cofounder of a technology startup and as an AI researcher for the U.S. government. Sinha received his bachelor's degree in computer science and engineering from Patna University (India), his Master of Business Administration in strategic leadership from Dallas University, and his Doctor of Philosophy in data science/artificial intelligence and business analytics from Capitol Technology University. He is active in his field and serves as an advisory board member for the Journal of Artificial Intelligence and Knowledge Engineering. Tangirala oversees the performance of FNB's strategic decisioning systems and the development and maintenance of regulatory and forecasting models. He leads a team of data scientists and quantitative modeling analysts who identify new insights and opportunities to drive revenue, efficiency and process improvements for Retail and Wholesale Banking, Marketing, Credit, Risk Management and other internal departments. Previously serving as SVP and Head of Data and Machine Learning Engineering at PNC Bank, Tangirala's more than two decades of technology experience include nearly 15 years in the financial services industry. Active in his community, Tangirala serves on the Master of Science in Quantitative Economics advisory board for the University of Pittsburgh's Dietrich School of Arts and Sciences. He received his Bachelor of Engineering in computer science from Anna University (India) and his Master of Science in business IT from Middlesex University (UK), in addition to his Machine Learning Certificate from Cornell University. NORDHOLM CARPENTER "Our latest hires bring highly specialized expertise to expand the powerful ways that AI, data science, and quantitative modeling inform our strategic planning and service delivery." —Vincent J. Delie, Jr., Chairman, President, and CEO of F.N.B. Corporation and First National Bank