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December 2025
December 2025 ยป
themortgagepoint.com
C O N T E N T S C O N T E N T S
Departments
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MTECH
10
MOVERS & SHAKERS
Cover Story
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THE COST OF
READINESS
From outdated reimbursement
structures to mounting regulatory
expectations, preservation firms are
absorbing unprecedented strain.
Industry executives reveal how
resilience, automation, and smarter
collaboration are keeping operations
alive, and what needs to change.
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Features
OPTIMISM MEETS REALITY IN
AFFORDABLE HOUSING
As optimism grows for expanded access and develop-
ment, rising costs, regulatory uncertainty, and widening
shortages challenge affordable housing leaders head-
ing into the new year.
THE FUTURE OF NON-QM
LENDING: TRENDS AND
OPPORTUNITIES
Non-QM Loans have evolved from a niche product
to an important pathway for homeownership in an
evolving market.
NEW RESEARCH QUANTIFIES BIL-
LIONS IN ECONOMIC VALUE DE-
LIVERED BY FEDERAL HOME LOAN
BANKS
HOW AI CAN HELP MORTGAGE
DEFAULT LAW FIRMS
WORK SMARTER AND STAY
COMPLIANT
Mortgage default firms are cautious but increasingly
curious about AI. Here's how technology can stream-
line workflows while maintaining strict compliance.
Counsel's Corner
LITIGATION TRENDS, FAPA RISKS,
AND THE FUTURE OF DEFAULT LAW
In this month's Counsel's Corner, Friedman Vartolo
Managing Partner Adam J. Friedman discusses the
firm's litigation-driven model, emerging legal risks from
New York to Maryland, and how AI will reshape the
role of law firms in servicing.
Also in this Issue:
MORTGAGE ORIGINATIONS
DIPPED IN Q3 DESPITE GAINS IN
REFIS, HELOCS
U.S. FORECLOSURES CONTINUE
GRADUAL CLIMB AMID HIGHER
HOUSING COSTS
