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49 December 2025 December 2025 » F E A T U R E S T O R Y 2025 EDITION OFFICIAL MEMBERSHIP DIRECTORY OF THE FORCE The Nation's Most Quali ed OUT NOW » Visit REORedBook.com AN ELITE NETWORK OF VETTED AGENTS & BROKERS AT YOUR FINGERTIPS. ANYTIME. ANYWHERE. PROFESSIONAL EXPERIENCE PROFESSIONAL EXPERIENCE PROFESSIONAL EXPERIENCE CONTACT ME ONLINE CONTACT ME ONLINE CONTACT ME ONLINE 8 ARKANSAS Samuel Larry Pettus Allen Trammell Accord Realty 2784 Pleasant View Road Russellville, Arkansas 72802 479.858.8045 phone Trammell and Co. Realtors 7009 Geyer Springs Little Rock, Arkansas 72209 501.681.5850 phone IN REAL ESTATE SINCE: 2001 IN REO SINCE: 2001 SHORT SALE SINCE: 2001 Bio As a Certified REO Professional with over 20 years in the real estate business, I have personally handled sales of owner resale and foreclosures. I have sold properties at courthouse auctions and held personal property auctions. I can help you from first inspections to closings. My team will have your property vacancy check within eight hours. My team can do rekeys at first inspection, and we have a trashout cleaning business at our disposal. I have knowledge in construction and repair of these properties. I am a local area expert and will help you obtain the maximum profit in the shortest amount of time. We service Arkansas, so let me help you in any way. Technology Used Pruvan for photos if needed. Internet and videos. Counties Served Pope, Johnson, Yell, Conway, Newton, Logan, Saline, Garland, Van Buren, Perry, Faulkner, Pulaski . These are primary but we serve any county in Arkansas. Services Offered REO Listings, Short Sale, Market Analysis Accreditations RES.NET, Dawson REO Certification, Fannie Mae States Licensed In Arkansas IN REAL ESTATE SINCE: 1974 IN REO SINCE: 1980 SHORT SALE SINCE: 1990 Bio I was a previous Area Management Broker for the Dept. of Veterans Affairs (Arkansas) from 1980-2001 (privatized) and a property management broker for HUD. I am a multi- million-dollar producer, mostly for REO listings sold. We specialize in REO but excel in all services to customers and clients. I am a Certified Residential Appraiser in Arkansas and I was named Arkansas Realtor of the Year in 1992. I was Chairman of the Arkansas Real Estate Commission in 2015. I currently serve as the Vice- Chairman of the Arkansas Home Inspector Registration Board. We handle all aspects of REO, including inspections, lock-outs, re- keys, secure, BPO, sale, and closing. Counties Served Pulaski, Saline, Faulkner, Jefferson, Garland, Hot Springs, Lonoke Services Offered Any and all REO Accreditations CRB, CRS, GRI States Licensed In Arkansas larrypettus@gmail.com e-mail accordrealtyhomes.com website allen@trammellandco.com e-mail trammellandco.com website Your Agents in ARKANSAS 2025 EDITION OFFICIAL MEMBERSHIP DIRECTORY OF THE FORCE The Nation's Most Quali ed OUT NOW » Visit REORedBook.com AN ELITE NETWORK OF VETTED AGENTS & BROKERS AT YOUR FINGERTIPS. ANYTIME. ANYWHERE. PROFESSIONAL EXPERIENCE PROFESSIONAL EXPERIENCE PROFESSIONAL EXPERIENCE CONTACT ME ONLINE CONTACT ME ONLINE CONTACT ME ONLINE 8 ARKANSAS Samuel Larry Pettus Allen Trammell Accord Realty 2784 Pleasant View Road Russellville, Arkansas 72802 479.858.8045 phone Trammell and Co. Realtors 7009 Geyer Springs Little Rock, Arkansas 72209 501.681.5850 phone IN REAL ESTATE SINCE: 2001 IN REO SINCE: 2001 SHORT SALE SINCE: 2001 Bio As a Certified REO Professional with over 20 years in the real estate business, I have personally handled sales of owner resale and foreclosures. I have sold properties at courthouse auctions and held personal property auctions. I can help you from first inspections to closings. My team will have your property vacancy check within eight hours. My team can do rekeys at first inspection, and we have a trashout cleaning business at our disposal. I have knowledge in construction and repair of these properties. I am a local area expert and will help you obtain the maximum profit in the shortest amount of time. We service Arkansas, so let me help you in any way. Technology Used Pruvan for photos if needed. Internet and videos. Counties Served Pope, Johnson, Yell, Conway, Newton, Logan, Saline, Garland, Van Buren, Perry, Faulkner, Pulaski . These are primary but we serve any county in Arkansas. Services Offered REO Listings, Short Sale, Market Analysis Accreditations RES.NET, Dawson REO Certification, Fannie Mae States Licensed In Arkansas IN REAL ESTATE SINCE: 1974 IN REO SINCE: 1980 SHORT SALE SINCE: 1990 Bio I was a previous Area Management Broker for the Dept. of Veterans Affairs (Arkansas) from 1980-2001 (privatized) and a property management broker for HUD. I am a multi- million-dollar producer, mostly for REO listings sold. We specialize in REO but excel in all services to customers and clients. I am a Certified Residential Appraiser in Arkansas and I was named Arkansas Realtor of the Year in 1992. I was Chairman of the Arkansas Real Estate Commission in 2015. I currently serve as the Vice- Chairman of the Arkansas Home Inspector Registration Board. We handle all aspects of REO, including inspections, lock-outs, re- keys, secure, BPO, sale, and closing. Counties Served Pulaski, Saline, Faulkner, Jefferson, Garland, Hot Springs, Lonoke Services Offered Any and all REO Accreditations CRB, CRS, GRI States Licensed In Arkansas larrypettus@gmail.com e-mail accordrealtyhomes.com website allen@trammellandco.com e-mail trammellandco.com website Your Agents in ARKANSAS 2025 EDITION OFFICIAL MEMBERSHIP DIRECTORY OF THE FORCE The Nation's Most Quali ed OUT NOW » Visit REORedBook.com AN ELITE NETWORK OF VETTED AGENTS & BROKERS AT YOUR FINGERTIPS. ANYTIME. ANYWHERE. PROFESSIONAL EXPERIENCE PROFESSIONAL EXPERIENCE PROFESSIONAL EXPERIENCE CONTACT ME ONLINE CONTACT ME ONLINE CONTACT ME ONLINE 8 ARKANSAS Samuel Larry Pettus Allen Trammell Accord Realty 2784 Pleasant View Road Russellville, Arkansas 72802 479.858.8045 phone Trammell and Co. Realtors 7009 Geyer Springs Little Rock, Arkansas 72209 501.681.5850 phone IN REAL ESTATE SINCE: 2001 IN REO SINCE: 2001 SHORT SALE SINCE: 2001 Bio As a Certified REO Professional with over 20 years in the real estate business, I have personally handled sales of owner resale and foreclosures. I have sold properties at courthouse auctions and held personal property auctions. I can help you from first inspections to closings. My team will have your property vacancy check within eight hours. My team can do rekeys at first inspection, and we have a trashout cleaning business at our disposal. I have knowledge in construction and repair of these properties. I am a local area expert and will help you obtain the maximum profit in the shortest amount of time. We service Arkansas, so let me help you in any way. Technology Used Pruvan for photos if needed. Internet and videos. Counties Served Pope, Johnson, Yell, Conway, Newton, Logan, Saline, Garland, Van Buren, Perry, Faulkner, Pulaski . These are primary but we serve any county in Arkansas. Services Offered REO Listings, Short Sale, Market Analysis Accreditations RES.NET, Dawson REO Certification, Fannie Mae States Licensed In Arkansas IN REAL ESTATE SINCE: 1974 IN REO SINCE: 1980 SHORT SALE SINCE: 1990 Bio I was a previous Area Management Broker for the Dept. of Veterans Affairs (Arkansas) from 1980-2001 (privatized) and a property management broker for HUD. I am a multi- million-dollar producer, mostly for REO listings sold. We specialize in REO but excel in all services to customers and clients. I am a Certified Residential Appraiser in Arkansas and I was named Arkansas Realtor of the Year in 1992. I was Chairman of the Arkansas Real Estate Commission in 2015. I currently serve as the Vice- Chairman of the Arkansas Home Inspector Registration Board. We handle all aspects of REO, including inspections, lock-outs, re- keys, secure, BPO, sale, and closing. Counties Served Pulaski, Saline, Faulkner, Jefferson, Garland, Hot Springs, Lonoke Services Offered Any and all REO Accreditations CRB, CRS, GRI States Licensed In Arkansas larrypettus@gmail.com e-mail accordrealtyhomes.com website allen@trammellandco.com e-mail trammellandco.com website Your Agents in ARKANSAS Q: Is AI going to replace the workforce? Eyal: No, we are always going to need humans to think and analyze. Especially in our industry. We have to keep humans in the loop to maintain legal integrity. Anything generated by AI needs to be reviewed for accuracy by a human. Besides, I have learned that no matter how long you have been in the industry, there is always something that makes you go, "That's the first time I've ever seen this happen!" Those are instances where the AI requires human guidance and decision-making. Of course, with foreclosure volumes expected to continue to rise, law firms have to improve efficiency. The rising workload and complexity of the work make manual processes unsustainable. By having AI complete or even start some of these tasks, law firms will save a significant amount of time each week, which frees them up to focus on tasks that truly require human analysis or interaction. Final Thoughts I am so appreciative of the time that Eyal spent answering my questions and explaining how AI could make a real difference in the productivity of my firm. I walked away from the conversation with a completely different understand- ing. I actually am excited about moving forward with implementing AI in my law firm. I still have some concerns, so I will approach it as Eyal suggested, in baby steps, in order to learn as we go and understand the potential of AI to improve our processes and run the practice more efficiently. From our conversation, I learned that AI offers real, measurable benefits to mortgage default law firms—from improved efficiency and accuracy to better compliance and client service. Yes, there are risks—but they can be managed. With the right tools, training, and policies in place, AI can become a strategic asset rather than a liability.