Reflecting
on Reform
Legislation
What impact are the regulations
outlined in Dodd-Frank having on
the mortgage industry?
With Barney Frank
and Ed Delgado
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Barney Frank served as a U.S. Congressman,
representing the fourth district of Massachusetts,
from 1981 to 2012 and occupied the chairman's
seat of the House Financial Services Committee
from 2007 to 2011. He was instrumental in crafting
some of the most sweeping financial reform laws
in history, including the Federal Housing Reform
Act, the Mortgage Reform and Anti-Predatory Lending Act, and the
Dodd-Frank Wall Street Reform and Consumer Protection Act. After
16 terms in Congress, he built his legacy as a champion of civil rights and
financial reform, working tirelessly to reduce the federal deficit, build and
preserve affordable rental housing for low-income Americans, and shift
policymakers' focus to our local communities.
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Ed Delgado is president and CEO of the Five Star
Institute, DS News' parent company. With more
than 20 years' experience in mortgage banking, he
has hosted discussions with such global leaders as
presidents George W. Bush and Bill Clinton, former
New York City mayor Rudy Giuliani, and former
U.S. Secretary of State Condoleezza Rice. He was
previously COO of special servicer Wingspan Portfolio Advisors and SVP
of government and industry relations for Wells Fargo Home Mortgage,
where he represented the bank in D.C. before the administration, U.S.
Treasury, the Federal Reserve, Office of the Comptroller of the Currency,
and Congress. He also spent nine years in leadership roles at Freddie Mac.
