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New World Order

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D E FAU LT S E R V I C I N G | I N P R I N T A N D O N L I N E 2 0 1 3 CONTENTS INDUSTRY INSIGHT MARKET PULSE S E P T E M B E R D S N E W S . C O M COVER STORY It's a different industry today—from new consumer protections to procedural checks and balances, business as usual is anything but ordinary. By Carrie Bay | pg.82 T H I S M ON T H from our desk . . . . . . . . . . . . . . . . . 4 contributors . . . . . . . . . . . . . . . . . . 4 state of affairs . . . . . . . . . . . . . 107 The Sticky Business of Compliance Landlord by Default Between PTFA, state laws, municipal ordinances, and lessor notices, the one distinct aspect of the rental market is a lack of clarity. By Matthew C. Abad . . . . . . . . . . 92 POINT—COUNTERPOINT Reflecting on Reform Legislation TECH DS Journal CFPB shares audit results, Obama proposes industry reforms, demand for subprime loans rises, Bernanke downplays QE3 contraction, GSEs amend servicer incentives, and much more . . . . 15 10 As new regulations take shape, one thing's for certain: A clear, methodical response is key to tapering regulatory risk and preventing servicers from seeing red. By Sue Allon . . . . . . . . . . . . . . . . . . . 88 Tech Accessories The latest in technology doesn't stop with the on or off button of the smartphone or device. These tech accessories are helping push the envelope and increase productivity in the field and outside of it. . . . . . . . . . . . . . . . . . . . . . 96 What impact are the regulations outlined in Dodd-Frank having on the mortgage industry? With Barney Frank and Ed Delgado . . . . . . . . . . . . . . . 98

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