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» Maryland rank: 9 90+ Day Delinquency Rate Foreclosure Rate June 2013 3.6% Unemployment Rate 3.8% 7.0% year ago 3.8% 4.9% 6.9% year-over-year change -3.9% -22.3% 1.4% Top County SoMerSeT CounTy 90+ Day Delinquency Rate June 2013 4.7% Foreclosure Rate 7.9% year ago 4.3% 8.7% year-over-year change 8.6% -9.0% Top Core-Based Statistical Area CAMBridge, Md 90+ Day Delinquency Rate Foreclosure Rate June 2013 3.8% 7.4% year ago 4.9% 8.0% year-over-year change -21.2% CEO of First Title & Escrow. "The show is a shining example of those tenets being realized, and we hope to see continued growth in online listenership." The First Title Radio Show has been rebranded as National Real Estate Auction Radio Show, airing live every Friday from 10:0011:00 a.m. (EDT) online at 1023NewsRadio. com. Episodes are archived on the show's YouTube channel or available by contacting Dennison at info@DougDennison.com. -8.4% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Applied Analytics. IN THE NEWS First Title Radio Show Reaches 10th Episode Milestone First Title & Escrow, headquartered in Rockville, Maryland, recently celebrated a benchmark 10th episode of its radio show. The First Title Radio Show debuted on May 31. Since then, host Doug Dennison—a radio, real estate, and government auction expert—has interviewed more than 15 real estate professionals, including representatives from Sperry Van Ness, Florida Keys Real Estate, Rowell Auctions, Inc., and DS News' parent company the Five Star Institute. "We want to continue educating our listeners by engaging professionals each week on a variety of industry-specific topics," Dennison said. "I'm pleased to have already interviewed such amazing guests, and look forward to having more experts on the show in the coming weeks." "Building everlasting alliances with industry resources and paying it forward are principles that are highlighted in the company's core values," added Stephen Papermaster, STAT INSIGHT 101% Increase in new REOs in Maryland from June to July. Source: RealtyTrac Massachusetts rank: 24 90+ Day Delinquency Rate Foreclosure Rate June 2013 3.4% Unemployment Rate 2.3% 7.0% year ago 3.5% 2.6% 6.7% year-over-year change -2.5% -11.4% 4.5% Top County HaMpden CounTy 90+ Day Delinquency Rate June 2013 5.6% Foreclosure Rate 3.7% year ago 5.4% 3.8% year-over-year change 3.7% -2.6% Top Core-Based Statistical area piTTSfield, Ma 90+ Day Delinquency Rate Foreclosure Rate June 2013 4.3% 3.6% year ago 3.9% 3.8% year-over-year change 11.4% -3.8% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the June 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary June 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Applied Analytics. VISIT US ONLINE @ DSNEWS.COM IN THE NEWS Bay State Foreclosure Starts Down to Lowest Level on Record, Prices Rise Foreclosure starts in Massachusetts plunged 84 percent in June to the lowest level since the Warren Group began keeping track in 2006. Foreclosure petitions, which begin the foreclosure process in the Bay State, totaled 245 in June 2013 compared to 1,548 in June 2012. Year-to-date, foreclosure starts decreased 69 percent to 2,943 petitions. Last year during the same time period, 9,425 petitions were filed, the Warren Group reported. On a quarterly basis, foreclosure starts fell 83 percent in Q2 to 863. The second quarter total represents the first time on record petitions slipped below 1,000. Foreclosure deeds, or completed foreclosures, fell 56 percent year-over-year to 329 in June, but are still at their highest level so far this year. During the first half of the year, 1,575 homes were lost to foreclosure. The total represents a 67 percent decrease from 4,765 a year ago during the same time period. In the second quarter, completed foreclosures were down by 65 percent from a year ago to 814. "One reason we're seeing continuing declines in foreclosure activity is the sharp rise in home prices," said Timothy M. Warren Jr., CEO of the Warren Group. "Fewer homeowners are underwater on their mortgages, which is helping the foreclosure issue." "Aside from the rise in prices, a healthy economy, improved employment picture, and favorable loan modification legislation is causing these steep decreases," Warren added. Foreclosure auctions also slowed significantly, with 607 auction announcements in June, down 45 percent from a year ago. Meanwhile, single-family home sales in Massachusetts rose for the second straight month in June, according to the latest report from the New England-based Warren Group. Single-family sales in the state rose 1 percent month-over-month, climbing to 5,591— just above last year's 5,535 and the highest level for any month in three years. For the entire second quarter, home sales totaled 13,915, a 2.2 percent increase from the 125

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