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ยป North Carolina 90+ Day Delinquency Rate 90+ Day Delinquency Rate IN THE NEWS North Dakota rank: 31 Foreclosure Rate July 2013 2.7% rank: 47 Unemployment Rate 1.6% 8.9% Foreclosure Rate July 2013 0.5% 2.9% 2.9% 9.6% 0.7% 1.1% -7.3% -25.6% -22.6% Top County 90+ Day Delinquency Rate PembiNa CouNTy 90+ Day Delinquency Rate July 2013 Foreclosure Rate 4.2% 0.2% year ago 5.3% 0.8% year-over-year change 18.3% 0.6% year-over-year change -21.4% Top Core-Based Statistical Area -72.8% 189.4% Top Core-based Statistical area ShelBy, NC 90+ Day Delinquency Rate JameSTowN, ND Foreclosure Rate 90+ Day Delinquency Rate July 2013 4.4% 2.5% 0.8% 1.3% year ago 4.4% 0.5% year-over-year change 6.1% Foreclosure Rate July 2013 year ago 4.2% Foreclosure Rate 1.7% year ago 3.2% -3.2% Top County July 2013 3.7% 3.1% year-over-year change -44.9% BerTie CouNTy 3.0% year ago year-over-year change -7.4% Unemployment Rate 0.8% year ago 1.1% year-over-year change -44.0% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the July 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary July 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS Brady & Kosofsky Certified as Women's Business Enterprise North Carolina-based law firm Brady & Kosofsky, PA, has been certified by the Women's Business Enterprise National Council (WBENC) as meeting the requirements of a Women's Business Enterprise. The certification establishes the real estate law firm is woman-owned, operated, and controlled. Managing partner Kelly Brady started the firm in 1998 and merged with the practice of partner Jaime Kosofsky in 2008. By becoming certified, companies gain another tool to promote their business, expand opportunities to pursue business deals with other members, and get access to a list of supplier diversity and procurement executives that accept WBENC certification. KNOW THIS Foreclosure inventory in North Carolina is down nearly 45% from its peak, according to CoreLogic. 65.3% VISIT US ONLINE @ DSNEWS.COM 23.3% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the July 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary July 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Slavic Village Recovery Unveils First Rehabilitated Home Slavic Village Recovery (SVR) has completed the first rehabilitated home in its initial target area. SVR held an open house to mark the event and welcomed local residents and interested parties to view the completed home at 3672 East 54 Street in Slavic Village, a historical neighborhood located outside of downtown Cleveland. The two-story, two-bedroom home that began construction in mid-July received a complete internal renovation and external face lift, including a new furnace, carpeting, cabinetry, and new roof. SVR expects to sell the home at $56,900, making the monthly mortgage payment approximately $450, including taxes and insurance. "This home is living proof that renovated, quality affordable housing can be created in today's economy," said Robert Klein, SVR project partner and founder and chairman of Safeguard Properties. PRISM TITLE & CLOSING SERVICES National REO Title & Closing Company Ohio rank: 14 90+ Day Delinquency Rate Foreclosure Rate July 2013 2.9% Unemployment Rate 3.0% 7.2% year ago 3.2% 4.3% 7.2% year-over-year change -9.1% -29.5% 0.0% Top County AshTAbulA COunTy 90+ Day Delinquency Rate Foreclosure Rate July 2013 3.6% 5.7% year ago 3.5% 6.7% year-over-year change 3.1% -15.5% Top Core-based statistical Area AshTAbulA, Oh 90+ Day Delinquency Rate Foreclosure Rate Experience the PRISM Advantage! ~ Consistently Surpasses Industry Timelines ~ ~ Tailors Services to Client Needs ~ ~ Proactive Communication ~ ~ Efficiency, Speed, Accuracy, Accountability ~ ~ Conducts Business with Respect for Everyone at All Times ~ PRISM Title & Closing Services Angi Schuerman Business Relationship Manager Office: 859-344-2822 Cell: 513-382-6567 Angi.Schuerman@PRISMClosings.com www.PRISMClosings.com July 2013 3.6% 5.7% year ago 3.5% 6.7% year-over-year change 3.1% -15.5% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the July 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary July 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. Regional In-House Footprint: Ohio, Kentucky, Indiana, Michigan, and Minnesota Now offering REO title & closing services NATIONWIDE Member of the Gerner Law Family of Companies www.GernerLaw.com 89