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Connecticut District of Columbia rank: 6 90+ Day Delinquency Rate Foreclosure Rate August 2013 2.6% rank: 20 Unemployment Rate 4.4% 8.1% rank: 1 90+ Day Delinquency Rate Foreclosure Rate August 2013 2.6% 5.6% 8.6% 3.4% -5.8% -21.2% 90+ Day Delinquency Rate 6.7% -2.2% 8.6% 2.7% -11.3% Top Core-based statistical area August 2013 6.7% 2.4% 1.9% year ago 8.6% 1.5% rank: 12 Unemployment Rate 3.1% 7.3% year ago 3.3% 7.2% year-over-year change -15.5% -5.9% 1.4% Top County KenT CounTy 90+ Day Delinquency Rate Foreclosure Rate August 2013 4.8% 4.0% year ago 5.3% 4.1% year-over-year change -8.4% -2.3% Top Core-Based Statistical Area Dover, De 90+ Day Delinquency Rate Foreclosure Rate August 2013 4.8% 4.0% year ago 5.3% 4.1% year-over-year change -8.4% -2.3% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. 76 -18.1% -1.2% Top Core-Based statistical area arCadia, FL 90+ Day Delinquency Rate Foreclosure Rate August 2013 5.3% 11.9% 4.9% 17.2% year-over-year change 34.9% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS Delaware 3.8% 13.0% year ago 1.4% 60.8% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. 3.2% 12.8% 4.3% year-over-year change -21.4% Foreclosure Rate August 2013 3.5% year ago year-over-year change Foreclosure Rate year-over-year change WashingTon-arlingTon-alexanDria, DC-Va-mD-WV 90+ Day Foreclosure Delinquency Rate Rate August 2013 90+ Day Delinquency Rate 90+ Day Delinquency Rate year ago WillimanTiC, CT Foreclosure Rate -18.6% August 2013 Top Core-Based Statistical area -15.7% -35.9% year-over-year change -21.2% 8.6% Top County 2.4% 3.4% -21.4% 4.2% -16.9% year ago year-over-year change 3.6% 13.3% WashingTon CounTy Foreclosure Rate 2.6% 7.0% year-over-year change August 2013 year ago 90+ Day Delinquency Rate 3.9% Top County Foreclosure Rate -15.7% 8.5% DisTriCT of Columbia August 2013 4.2% 8.9% -11.3% Top County Unemployment Rate year ago 2.7% Windham CounTy 3.6% Foreclosure Rate August 2013 3.3% year-over-year change -21.9% 90+ Day Delinquency Rate 8.7% 90+ Day Delinquency Rate year ago year-over-year change -3.3% Unemployment Rate 2.4% year ago 2.7% Florida 8.2% -30.8% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the August 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary August 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS Fannie's Streamlined Mod Option Helps 11K Nationwide Title Clearing Honored More than 11,000 borrowers are currently in loan modification trials through Fannie Mae's Streamlined Modification program, and an additional 30,000 pre-qualified for the program prior to its rollout in July. Fannie developed the program after discovering many homeowners felt the application process for loan mods was "overly complex." "Our research showed that providing income documentation was a significant barrier to getting a homeowner into a foreclosure prevention alternative," said Bill Cleary, VP of credit portfolio strategies. A survey of applicants found that while more than half believed they had completed and submitted all required documents, only about 5 percent had. Fannie's program allows any homeowner 90-plus days delinquent on a first-lien mortgage to receive a trial mod, provided the loan-to-value ratio is 80 percent or higher. No proof of income, financial hardship, or other documentation is required. Nationwide Title Clearing (NTC) was honored at the Florida Business Journals' Fast 100 Awards Dinner on September 26 in Orlando. The dinner honored the 100 fastestgrowing companies in the Sunshine State. "We are honored to be a part of the Florida Fast 100 Awards list—our company strives to distinguish itself within the industry by upholding top-notch standards amongst our employees and business practices," said NTC CEO John Hillman. "Being recognized is a nod to the dedication of our team, a group of people that exceeds my expectations each day." NTC has managed to maintain continual growth during a difficult economy by using a combination of cohesive business practices, employee education, and strict adherence to new regulations in the finance sector. In order to be included on the Florida Business Journals' prestigious list, NTC met the following criteria: must be privately owned, headquartered in Florida, and have shown significant, documented growth between 2010 and 2012.