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ยป District of Columbia rank: 19 90+ Day Delinquency Rate Foreclosure Rate September 2013 2.7% Unemployment Rate 2.4% 8.6% year ago 3.5% 2.5% 8.8% year-over-year change -23.3% -5.4% -2.3% Top County DisTriCT of Columbia 90+ Day Delinquency Rate were down to their lowest point in nearly a year and a half. Fannie Mae's conventional single-family serious delinquency rate looked a little better than it did in August, falling to 2.55 percent. The multifamily serious delinquency rate was flat at 0.18 percent. The company reported 11,676 loan modifications in September, for a total of 120,848 modifications in the nine months ending September 30. Florida Adriana M Aleman, MBA Florida Dreams Realty Group aaleman@floridadreamsrealty.com Cell 321 689 6258 www.floridadreamsrealty.com Foreclosure Rate STAT INSIGHT September 2013 2.7% year ago 3.5% 2.5% year-over-year change -23.3% -5.4% Top Core-based statistical area WashingTon-arlingTon-alexanDria, DC-Va-mD-WV 90+ Day Foreclosure Delinquency Rate Rate September 2013 2.4% 1.9% year ago 3.5% 2.5% year-over-year change -23.4% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the September 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary September 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. IN THE NEWS Fannie Mae's Portfolio Continues to Shrink Fannie Mae released its September book of business, revealing further declines as new business acquisitions came to their lowest level in more than a year. The mortgage financier's book of business totaled $3.163 trillion as of the end of September, shrinking at a compound annual rate of 1.3 percent. The book's average growth rate for the first nine months of 2013 was -1.1 percent. Part of September's decline came from a contraction in Fannie Mae's gross mortgage portfolio, which shrank at an annual rate of 29.1 percent to rest at $516.3 billion. Through the nine months ending September, the portfolio's average monthly growth rate was -23.8 percent. New business acquisitions totaled $56 billion, once again falling to the lowest level since April 2012. The decline mirrors trends in Freddie Mac's September volume summary, in which purchases and acquisitions MEMBER -29% 2.4% -32.3% VISIT US ONLINE @ DSNEWS.COM IN THE NEWS Year-over-year decline in mortgage application fraud risk in D.C. in Q2, the largest annual decrease in the nation. Source: CoreLogic Florida rank: 1 90+ Day Delinquency Rate Foreclosure Rate September 2013 3.5% Unemployment Rate 8.1% 6.8% year ago 4.0% 12.8% 8.4% year-over-year change -12.4% -36.7% -19.0% Top County WashingTon CounTy 90+ Day Foreclosure Delinquency Rate Rate September 2013 4.2% 12.2% year ago 4.4% 13.0% year-over-year change -2.9% -6.7% Top Core-Based statistical area PalaTka, Fl 90+ Day Delinquency Rate Foreclosure Rate September 2013 3.9% 11.6% year ago 3.7% 13.9% year-over-year change 5.7% -16.4% note: The 90+ day delinquecy rate is the percentage of outstanding mortgage loans that are seriously delinquent. The foreclosure rate is the percentage of outstanding mortgage loans currently in foreclosure. State rank is based on the September 2013 foreclosure rate. All figures are rounded to the nearest decimal. The unemployment rate reflects preliminary September 2013 figures released by the Bureau of Labor Statistics. All other data courtesy of LPS Data & Analytics. LPS and KMCIS Partner on Foreclosure Processing System Lender Processing Services, Inc. (LPS), and KMC Information Systems (KMCIS) have teamed up to create an end-to-end foreclosure processing solution for loan servicers. LPS is a Jacksonville, Florida-based technology, data, and analytics firm that provides default servicing solutions to the mortgage and real estate industries. KMCIS equips law firms and trustees with case management and integration technology and is headquartered in St. Louis, Missouri. The companies plan to integrate certain LPS technologies with the KMCIS CaseAware platform to improve the efficiency and transparency of foreclosure processing, the firms explained. "LPS has a rich history and a proven track record of delivering technology that enhances processing efficiency for our clients while helping to manage compliance with state, regulatory, and investor requirements," said Bob Caruso, executive managing director of LPS Transaction Services. "This improved connectivity between CaseAware and LPS will provide greater confidence to all the constituents involved in the foreclosure process and help meet each of their specific needs and requirements." LPS already delivers technologies that address enterprise workflow, title work orders, invoicing, and other critical functions that help servicers, attorneys, and trustees reduce expenses and increase operational efficiencies. The company's flagship loan servicing system is used to service 50 percent of the nation's mortgages by dollar volume. 75

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